» » ยป

Banking Services Ventura CA

Banks offer a growing number of services to customers of all kinds, in order to cover the needs of people with vastly different financial needs. From the most basic savings accounts to investment services, loans, credit cards, underwriting bonds, and more there are services for individuals, organizations, companies and other large organizations. With the advent of technological advances banking has moved onto the Internet, providing people access to their accounts outside of strict banking hours and the ability to closely monitor their finances and investments. Different types of banks specialize in different services and have different advantages, like commercial banks dealing with corporate finances, offshore banks, which have low taxation and regulation, and private banks that cater to the needs of high net worth clients.

U.S. Bank - Ventura Ralphs Branch
(800) 872-2657
1776 S Victoria Ave
Ventura, CA
ATM Fees
monthly fee: Monthly service fees range from $0 to $10.95. See institution about how these monthly fees can be waived.
ATM fee note: There is a $2.50 fee each time you use a non-affiliated ATM after 2 uses per month. (Fee does not apply to all accounts.) (Not all accounts provide this fee waiver.)
Services
Mobile & Text Banking, Debit Reward Programs, Overdraft Protection, Email Alerts, Online Bill Pay, Activity Download, Free Checks, Unlimited Checks

Data Provided by:
Citibank - 1011 South Victoria Branch
(800) 374-9700
1011 South Victoria
Ventura, CA
ATM Fees
monthly fee: Monthly service fees range from $0 to $30.00. See institution about how these monthly fees can be waived.
ATM fee note: There is a $2.00 fee each time you use a non-affiliated ATM. This fee is waived when you meet the account's minimum balance requirements.
Surcharge fee: Surcharge-free ATM access is available at all MoneyPass Network ATM locations.
ATM Fee Rebate Noe: Some accounts provide rebates of ATM Surcharge Fees. Contact Citibank for details.
Services
Mobile & Text Banking, Debit Reward Programs, Overdraft Protection, Email Alerts, Online Bill Pay, Free Checks, Unlimited Checks

Data Provided by:
Bank of America - Ventura Main Branch
(800) 432-1000
1130 South Victoria Avenue
Ventura, CA
ATM Fees
monthly fee: Monthly service fees range from $0 to $25.00. See institution about how these monthly fees can be waived.
ATM fee note: There is a $2.00 fee each time you use a non-affiliated ATM.
Services
Mobile & Text Banking, Debit Reward Programs, Overdraft Protection, Email Alerts, Online Bill Pay, Activity Download, Free Checks, Unlimited Checks

Data Provided by:
Bank of the West - Ventura Branch
(800) 488-2265
1794 South Victoria Avenue, # A
Ventura, CA
ATM Fees
monthly fee: Monthly service fees range from $0 to $10.00. See institution about how these monthly fees can be waived.
ATM fee note: There is a $2.00 fee each time you use a non-affiliated ATM.
Services
Mobile & Text Banking, Debit Reward Programs, Overdraft Protection, Email Alerts, Online Bill Pay, Activity Download, Free Checks, Unlimited Checks

Data Provided by:
First Bank - Ventura Branch
(800) 760-2265
5808 East Telephone Road
Ventura, CA
ATM Fees
monthly fee: Monthly service fees range from $0 to $25.00. See institution about how these monthly fees can be waived.
ATM fee note: If you enroll in direct deposit, you will not be charged by First Bank for withdrawing from non-bank ATMs. Otherwise, there is a $2.00 fee each time you use a non-affiliated ATM after 4 uses per month. (Fee does not apply to all accounts.)
ATM Fee Rebate Noe: Some accounts provide rebates of ATM Surcharge Fees. Contact First Bank for details.
Services
Mobile & Text Banking, Debit Reward Programs, Overdraft Protection, Email Alerts, Online Bill Pay, Activity Download, Free Checks, Unlimited Checks

Data Provided by:
Chase - Saticoy Branch
(877) 682-4273
310 South Wells Road
Ventura, CA
ATM Fees
monthly fee: Monthly service fees range from $0 to $35.00. See institution about how these monthly fees can be waived.
ATM fee note: There is a $2.00 fee each time you use a non-affiliated ATM. (Fee does not apply to all accounts.)
Services
Mobile & Text Banking, Overdraft Protection, Email Alerts, Online Bill Pay, Activity Download, Free Checks, Unlimited Checks

Data Provided by:
Citibank - 472 South Mills Road Branch
(800) 374-9700
472 South Mills Road
Ventura, CA
ATM Fees
monthly fee: Monthly service fees range from $0 to $30.00. See institution about how these monthly fees can be waived.
ATM fee note: There is a $2.00 fee each time you use a non-affiliated ATM. This fee is waived when you meet the account's minimum balance requirements.
Surcharge fee: Surcharge-free ATM access is available at all MoneyPass Network ATM locations.
ATM Fee Rebate Noe: Some accounts provide rebates of ATM Surcharge Fees. Contact Citibank for details.
Services
Mobile & Text Banking, Debit Reward Programs, Overdraft Protection, Email Alerts, Online Bill Pay, Free Checks, Unlimited Checks

Data Provided by:
Wells Fargo - Thompson And Borchard
(866) 245-3452
2704 Thompson Boulevard
Ventura, CA
ATM Fees
monthly fee: Monthly service fees range from $0 to $30.00. See institution about how these monthly fees can be waived.
ATM fee note: There is a $2.50 fee each time you use a non-affiliated ATM.
Services
Mobile & Text Banking, Debit Reward Programs, Overdraft Protection, Email Alerts, Online Bill Pay, Free Checks, Unlimited Checks

Data Provided by:
U.S. Bank - Ventura Branch
(800) 872-2657
4050 E Main St, Suite A-1
Ventura, CA
ATM Fees
monthly fee: Monthly service fees range from $0 to $10.95. See institution about how these monthly fees can be waived.
ATM fee note: There is a $2.50 fee each time you use a non-affiliated ATM after 2 uses per month. (Fee does not apply to all accounts.) (Not all accounts provide this fee waiver.)
Services
Mobile & Text Banking, Debit Reward Programs, Overdraft Protection, Email Alerts, Online Bill Pay, Activity Download, Free Checks, Unlimited Checks

Data Provided by:
Chase - Ventura Marina Branch
(877) 682-4273
2499 Harbor Boulevard
Ventura, CA
ATM Fees
monthly fee: Monthly service fees range from $0 to $35.00. See institution about how these monthly fees can be waived.
ATM fee note: There is a $2.00 fee each time you use a non-affiliated ATM. (Fee does not apply to all accounts.)
Services
Mobile & Text Banking, Overdraft Protection, Email Alerts, Online Bill Pay, Activity Download, Free Checks, Unlimited Checks

Data Provided by:
Data Provided by:

Banking Services

Banking Services

U.S. Banks Stock Update - Feb. 2010 By: Zacks Equity Research
February 03, 2010

After enduring extraordinary shocks in 2008, the U.S. banks entered an exceptional state of turmoil in 2009. Starting as a credit issue in the subprime segment of the mortgage market, the sticky situation infected almost the entire financial services industry, and all corners of the globe. In other words, the financial crisis ultimately morphed into a massive economic crisis, which has had major ramifications across the whole world.

Entering 2010, although the banking industry is dealing with liquidity and confidence challenges, it is now comparatively stable with financial support from the U.S. government. The government had taken several steps, including programs offering capital injections and debt guarantees, to stabilize the financial system.

We believe that the worst of the credit crisis is now behind us. After more than a year of initiating the $700 billion Troubled Asset Relief Program (TARP), a lot has improved with respect to the economic crisis.

But the banking system is not yet out of the woods as there are persistent problems that need to be addressed by the government before shifting the strategy to growth. We believe that the U.S. economy will regain its growth momentum once these issues are resolved....

Click here to read the rest of this article at Zacks.com

Rebuilidng Credit After Bankruptcy

Many clients in financial difficulty are concerned about how to rebuild their credit after filing bankruptcy. One good way to build on your credit score after filing bankruptcy is to keep current on secured debt that you have chosen to reaffirm. A client should discuss in detail with their attorney the details regarding reaffirming their secured debt in a bankruptcy case.

In addition, it makes sense to keep current on debt that does not get discharged in a bankruptcy case. Student loans are the best example. Student loans are not wiped out in bankruptcy, and if you keep current on those payments that should help your credit score in the long run.

Finally, a very effective way to rebuild credit is by obtaining a secured credit card shortly after your bankruptcy case is discharged. With a secured card, you pay a deposit, which becomes your credit limit on that card. By using the card a little every month - wisely - and by paying it off every month - your credit score should improve.

So, the answer is yes - you can rebuild your credit after bankruptcy much sooner then you might have thought.

Attribution: Attorney Ron Lundquist has been providing high quality Chapter 7 bankruptcy and Chapter 13 bankruptcy relief to clients throughout the south metro Minnesota area since 1999. Ron Lundquist Attorney at Law

The opinions expressed by the Correspondents and those providing comments are theirs alone, and do not reflect the opinions of the nSphere or any employee thereof. All data and information provided on this site is for informational purposes only. nSphere makes no representations as to accuracy, completeness, currentness, suitability, or validity of any information on this site and will not be liable for any errors, omissions, or delays in this information or any losses, injuries, or damages arising from its display or use. All information is provided on an as-is basis. For any questions or to become a Correspondent yourself, please contact us at 617.933.7516.