Home Refinancing Aberdeen SD

Homeowners can apply for home refinancing, meaning they can get an entirely new mortgage on their home. This can be advantageous when mortgage interest rates fall below what they were when the original mortgage was taken out. This will result in lower payments and savings over the entire life of the loan. But homeowners must meet certain criteria before they can refinance; homeowners’ credit file will be reviewed, and a title report along with a report on liens on the property will be done, among other things, when the homeowner is going through the application process.

Dacotah Bank
(605) 225-5611
308 South Main St
Aberdeen, SD
 
Aberdeen Federal Credit Union
(605) 725-2328
2324 8Th Ave Ne
Aberdeen, SD
 
Great Plains Bank
(605) 725-9400
3915 6Th Ave Se
Aberdeen, SD
 
Wells Fargo Home Mortgage
(605) 229-8225
204 South 1st Street
ABERDEEN, SD
Services
Mortgage Brokers

Centennial Homes Inc - Corporate Office
(605) 225-8301
Aberdeen, SD
 
Cu Mortgage Direct LLC
(605) 725-0200
203 S Dakota St
Aberdeen, SD
 
Plains Commerce Bank
(605) 225-7548
524 South Dakota Street
Aberdeen, SD
 
Aberdeen Federal Credit Union
(605) 725-2328
2324 8Th Ave Ne
Aberdeen, SD
 
Home Federal Bank
(605) 225-5277
1805 6th Avenue Southeast
ABERDEEN, SD
Services
Mortgage Brokers

US Bank - Aberdeen Office
(605) 226-4100
320 S 1st St
Aberdeen, SD
Drive Up Hours
Mon 08:30 am to 05:30 pm
Tue 08:30 am to 05:30 pm
Wed 08:30 am to 05:30 pm
Thur 08:30 am to 05:30 pm
Fri 08:30 am to 05:30 pm
Sat 09:30 am to 12:00 pm

Opinion Corner
People in South Dakota shared their opinions about Home Mortgage
Do you own or rent a home?
Own: 100%
Rent: 0%
Other: 0%
The recent credit crisis seems to have affected everyone. How has it affected you?
I have lost my home: 0%
I have had to downgrade my home: 25%
I am living paycheck to paycheck: 25%
I have eliminated some of my expenses in order to keep my home: 0%
It has not affected me: 50%
Other: 0%
What is the value of your house in relation to your outstanding mortgage?
I am in the red: 33%
I have some equity in my home: 66%
I own my home outright: 0%
I have no idea: 0%
Other: 0%
Have you been able to take advantage of the lower interest rates and refinance your mortgage?
Yes: 33%
I have tried but have not been successful: 33%
No: 33%
Have your savings/retirement funds been affected?
No, haven’t touched my savings/retirement: 66%
Yes, they were slightly affected: 0%
Yes, they were significantly affected/drained: 33%
Source: Survey.com