Home Refinancing Alamogordo NM

Homeowners can apply for home refinancing, meaning they can get an entirely new mortgage on their home. This can be advantageous when mortgage interest rates fall below what they were when the original mortgage was taken out. This will result in lower payments and savings over the entire life of the loan. But homeowners must meet certain criteria before they can refinance; homeowners’ credit file will be reviewed, and a title report along with a report on liens on the property will be done, among other things, when the homeowner is going through the application process.

Pioneer Bank
(505) 437-9075
Puerto Rico And 10Th
Alamogordo, NM
 
First Federal Bank
(505) 439-0011
300 1st Street
ALAMOGORDO, NM
Services
Mortgage Brokers

State National Bank
(505) 434-2660
600 9th Street
ALAMOGORDO, NM
Services
Mortgage Brokers

Pioneer Abstract And Title Company
(505) 437-5810
909 Delaware Avenue
Alamogordo, NM
 
1st National Bank
(505) 437-4880
414 10th Street
ALAMOGORDO, NM
Services
Mortgage Brokers

Wells Fargo Financial
(505) 434-4950
814a 10th St
ALAMOGORDO, NM
Services
Mortgage Brokers

Ruidoso Mortgage Company of Alamo
(505) 439-5070
1216 New York Avenue
ALAMOGORDO, NM
Services
Mortgage Brokers

First National Bank
(575) 437-4880
414 10Th St
Alamogordo, NM
 
Mortgage Power
(505) 443-8300
414 10th Street Suite C
ALAMOGORDO, NM
Services
Mortgage Brokers

Wells Fargo - Alamogordo Main
(575) 434-8000
1109 New York Ave
Alamogordo, NM
Type
Branch
Office Hours
Mon-Thu 08:00 AM-05:00 PM
Fri 08:00 AM-06:00 PM
Sat 09:00 AM-04:00 PM
Sun Closed

Opinion Corner
People in New Mexico shared their opinions about Home Mortgage
Do you own or rent a home?
Own: 57%
Rent: 42%
Other: 0%
The recent credit crisis seems to have affected everyone. How has it affected you?
I have lost my home: 25%
I have had to downgrade my home: 0%
I am living paycheck to paycheck: 75%
I have eliminated some of my expenses in order to keep my home: 0%
It has not affected me: 0%
Other: 0%
What is the value of your house in relation to your outstanding mortgage?
I am in the red: 0%
I have some equity in my home: 33%
I own my home outright: 33%
I have no idea: 33%
Other: 0%
Have you been able to take advantage of the lower interest rates and refinance your mortgage?
Yes: 50%
I have tried but have not been successful: 0%
No: 50%
Have your savings/retirement funds been affected?
No, haven’t touched my savings/retirement: 0%
Yes, they were slightly affected: 25%
Yes, they were significantly affected/drained: 75%
Source: Survey.com