Home Refinancing Albany GA

Homeowners can apply for home refinancing, meaning they can get an entirely new mortgage on their home. This can be advantageous when mortgage interest rates fall below what they were when the original mortgage was taken out. This will result in lower payments and savings over the entire life of the loan. But homeowners must meet certain criteria before they can refinance; homeowners’ credit file will be reviewed, and a title report along with a report on liens on the property will be done, among other things, when the homeowner is going through the application process.

Synovus Mortgage Corp
(229) 430-7037
415 Pine Ave Ste 206
Albany, GA
 
Heritagebank Of The South
(912) 878-3311
721 N Westower Blvd
Albany, GA
 
Georgia First Mortgage Co
(912) 436-9000
616 N Westover Blvd
Albany, GA
 
Malone Insurance Agency Inc
(229) 432-2349
623 West Oglethorpe Boulevard # B
Albany, GA
 
1st State Bank of Albany
(229) 888-0774
2101 North Slappey Boulevard
ALBANY, GA
Services
Mortgage Brokers

Suntrust Bank
(912) 430-5483
410 W. Broad Avenue
Albany, GA
 
Americas First Home Mortgage Co Inc
(912) 420-0021
1216 Dawson Road Suite-107
Albany, GA
 
Consolidated Mortgage CO
(229) 436-2157
430 West Tift Avenue
ALBANY, GA
Services
Mortgage Brokers

Bank of America Mortgage Mortgage Office
(229) 432-4264
128 South Washington Street
ALBANY, GA
Services
Mortgage Brokers

Citifinancial
(229) 436-1551
352 North Slappey Boulevard
ALBANY, GA
Services
Mortgage Brokers

Opinion Corner
People in Georgia shared their opinions about Home Mortgage
Do you own or rent a home?
Own: 67%
Rent: 29%
Other: 3%
The recent credit crisis seems to have affected everyone. How has it affected you?
I have lost my home: 10%
I have had to downgrade my home: 2%
I am living paycheck to paycheck: 29%
I have eliminated some of my expenses in order to keep my home: 29%
It has not affected me: 27%
Other: 0%
What is the value of your house in relation to your outstanding mortgage?
I am in the red: 21%
I have some equity in my home: 36%
I own my home outright: 18%
I have no idea: 21%
Other: 3%
Have you been able to take advantage of the lower interest rates and refinance your mortgage?
Yes: 51%
I have tried but have not been successful: 18%
No: 29%
Have your savings/retirement funds been affected?
No, haven’t touched my savings/retirement: 45%
Yes, they were slightly affected: 27%
Yes, they were significantly affected/drained: 27%
Source: Survey.com