Home Refinancing Alexandria LA

Homeowners can apply for home refinancing, meaning they can get an entirely new mortgage on their home. This can be advantageous when mortgage interest rates fall below what they were when the original mortgage was taken out. This will result in lower payments and savings over the entire life of the loan. But homeowners must meet certain criteria before they can refinance; homeowners’ credit file will be reviewed, and a title report along with a report on liens on the property will be done, among other things, when the homeowner is going through the application process.

Red River Bank
(318) 561-4000
1412 Centre Court Ste 101
Alexandria, LA
 
Sabine State Bank And Trust Co
(318) 443-3090
3925 Jackson Street Ext
Alexandria, LA
 
Ark-la-tex Financial Services LLC
(214) 420-2700
2395 Highway 28 E
Pineville, LA
 
Turrentine Insurance Agency Inc
(318) 445-3515
955 Macarthur Drive
Alexandria, LA
 
Ammerman Rex Insurance
(318) 442-0269
911 4th Street
Alexandria, LA
 
Standard Mortgage Corporation
(318) 445-3971
4207A Parliament Dr
Alexandria, LA
 
Magnolia State Mortgage LLC
(318) 561-8020
1412B Peterman Dr
Alexandria, LA
 
Harlan Insurance Agency
(318) 445-1891
5205 Jackson Street Extension
Alexandria, LA
 
Chase Bank
(318) 448-6389
2203 Memorial Dr
Alexandria, LA
Type
Freestanding
Office Hours
Mon:8:30-5:00
Tues:8:30-5:00
Wed:8:30-5:00
Thurs:8:30-5:00
Fri:8:30-6:00
Sat:8:30-1:00
Sun:closed

Hancock Bank Mortgage Center
(318) 484-3916
4716 Jackson Street Extension
ALEXANDRIA, LA
Services
Mortgage Brokers

Opinion Corner
People in Louisiana shared their opinions about Home Mortgage
Do you own or rent a home?
Own: 44%
Rent: 41%
Other: 13%
The recent credit crisis seems to have affected everyone. How has it affected you?
I have lost my home: 0%
I have had to downgrade my home: 0%
I am living paycheck to paycheck: 53%
I have eliminated some of my expenses in order to keep my home: 7%
It has not affected me: 38%
Other: 0%
What is the value of your house in relation to your outstanding mortgage?
I am in the red: 0%
I have some equity in my home: 46%
I own my home outright: 23%
I have no idea: 30%
Other: 0%
Have you been able to take advantage of the lower interest rates and refinance your mortgage?
Yes: 30%
I have tried but have not been successful: 30%
No: 40%
Have your savings/retirement funds been affected?
No, haven’t touched my savings/retirement: 58%
Yes, they were slightly affected: 25%
Yes, they were significantly affected/drained: 16%
Source: Survey.com