Home Refinancing Alexandria LA

Homeowners can apply for home refinancing, meaning they can get an entirely new mortgage on their home. This can be advantageous when mortgage interest rates fall below what they were when the original mortgage was taken out. This will result in lower payments and savings over the entire life of the loan. But homeowners must meet certain criteria before they can refinance; homeowners’ credit file will be reviewed, and a title report along with a report on liens on the property will be done, among other things, when the homeowner is going through the application process.

Magnolia State Mortgage LLC
(318) 561-8020
1412B Peterman Dr
Alexandria, LA
 
Red River Bank
(318) 561-4000
1412 Centre Court Ste 101
Alexandria, LA
 
Ark-la-tex Financial Services LLC
(214) 420-2700
2395 Highway 28 E
Pineville, LA
 
Capital One
(318) 487-2365
4401 Coliseum Boulevard
Alexandria, LA
Type
Branch
Services
Drive-Up ATM Open on Saturday Branch Drive-Up Safe Deposit Box
Office Hours
Sun , Mon 9 AM - 5 PM, Tue 9 AM - 5 PM, Wed 9 AM - 5 PM, Thu 9 AM - 5 PM, Fri 9 AM - 5 PM,
Drive Up Hours
Sun , Mon 9 AM - 5 PM, Tue 9 AM - 5 PM, Wed 9 AM - 5 PM, Thu 9 AM - 5 PM, Fri 9 AM - 5 PM,

Rapides Title Research Inc
(318) 448-1926
1111 Foisy Street
Alexandria, LA
 
Sabine State Bank And Trust Co
(318) 443-3090
3925 Jackson Street Ext
Alexandria, LA
 
Standard Mortgage Corporation
(318) 445-3971
4207A Parliament Dr
Alexandria, LA
 
Jim Thomasee Insurance Agency Inc
(318) 445-5344
Po Box 5668
Alexandria, LA
 
Regions Mortgage
(318) 484-4839
625 Murray Street
ALEXANDRIA, LA
Services
Mortgage Brokers

FMC Mortgage Company
(318) 484-3523
3424 Maddie Street
ALEXANDRIA, LA
Services
Mortgage Brokers

Opinion Corner
People in Louisiana shared their opinions about Home Mortgage
Do you own or rent a home?
Own: 44%
Rent: 41%
Other: 13%
The recent credit crisis seems to have affected everyone. How has it affected you?
I have lost my home: 0%
I have had to downgrade my home: 0%
I am living paycheck to paycheck: 53%
I have eliminated some of my expenses in order to keep my home: 7%
It has not affected me: 38%
Other: 0%
What is the value of your house in relation to your outstanding mortgage?
I am in the red: 0%
I have some equity in my home: 46%
I own my home outright: 23%
I have no idea: 30%
Other: 0%
Have you been able to take advantage of the lower interest rates and refinance your mortgage?
Yes: 30%
I have tried but have not been successful: 30%
No: 40%
Have your savings/retirement funds been affected?
No, haven’t touched my savings/retirement: 58%
Yes, they were slightly affected: 25%
Yes, they were significantly affected/drained: 16%
Source: Survey.com