Home Refinancing Asheville NC

Homeowners can apply for home refinancing, meaning they can get an entirely new mortgage on their home. This can be advantageous when mortgage interest rates fall below what they were when the original mortgage was taken out. This will result in lower payments and savings over the entire life of the loan. But homeowners must meet certain criteria before they can refinance; homeowners’ credit file will be reviewed, and a title report along with a report on liens on the property will be done, among other things, when the homeowner is going through the application process.

Branch Banking And Trust Co
(828) 225-2045
1 W Pack Sq Ste 200
Asheville, NC
 
Cunningham And Company
(704) 258-1290
Executive Park I Suite 216
Asheville, NC
 
Ame Financial Corporation
(828) 350-8886
150 Hilliard Ave
Asheville, NC
 
Amerifirst Financial Corp
(828) 277-6052
257 Edgewood Rd S
Asheville, NC
 
Primelending A Plainscapital Company
(972) 381-2413
40 Westgate Pkwy Ste G
Asheville, NC
 
First Horizon Home Loan Corporation
(828) 350-3994
16 Biltmore Ave Ste 200
Asheville, NC
 
Asheville Savings Bank Ssb
(828) 254-7411
11 Church St
Asheville, NC
 
Beverly Hanks Mortgage Services Inc
(828) 258-1945
300 Executive Park
Asheville, NC
 
Family First Mortgage Corp
(828) 254-1236
378 Haywood Rd
Asheville, NC
 
Gmac Mortgage LLC
(828) 232-0599
1000 Centre Park Dr
Asheville, NC
 
Opinion Corner
People in North Carolina shared their opinions about Home Mortgage
Do you own or rent a home?
Own: 60%
Rent: 32%
Other: 6%
The recent credit crisis seems to have affected everyone. How has it affected you?
I have lost my home: 11%
I have had to downgrade my home: 5%
I am living paycheck to paycheck: 37%
I have eliminated some of my expenses in order to keep my home: 20%
It has not affected me: 20%
Other: 5%
What is the value of your house in relation to your outstanding mortgage?
I am in the red: 12%
I have some equity in my home: 61%
I own my home outright: 22%
I have no idea: 3%
Other: 0%
Have you been able to take advantage of the lower interest rates and refinance your mortgage?
Yes: 45%
I have tried but have not been successful: 20%
No: 33%
Have your savings/retirement funds been affected?
No, haven’t touched my savings/retirement: 32%
Yes, they were slightly affected: 29%
Yes, they were significantly affected/drained: 38%
Source: Survey.com