Home Refinancing Athens GA

Homeowners can apply for home refinancing, meaning they can get an entirely new mortgage on their home. This can be advantageous when mortgage interest rates fall below what they were when the original mortgage was taken out. This will result in lower payments and savings over the entire life of the loan. But homeowners must meet certain criteria before they can refinance; homeowners’ credit file will be reviewed, and a title report along with a report on liens on the property will be done, among other things, when the homeowner is going through the application process.

America's Mortgage Broker LLC
(706) 425-2255
190 Hawthorne Park Ste E
Athens, GA
 
Family First Mortgage Corp
(706) 425-8522
2500 W Broad Street Suite-105
Athens, GA
 
Wachovia Mortgage Corporation
(706) 280-1067
285 College Ave
Athens, GA
 
Stonegate Productions Inc
(706) 353-8988
665 Highway 29 North
Athens, GA
 
First American Bank Tr Co-athens
(706) 354-5010
300 College Ave
Athens, GA
 
Mymortgagepro LLC
(706) 559-4843
2500 W Broad St Ste 206
Athens, GA
 
National Bank Of Georgia
(706) 355-3122
2234 West Broad Street
Athens, GA
 
Synovus Mortgage Corp
(706) 353-6292
150 W Hancock Ave
Athens, GA
 
Homebanc Mortgage Corporation
(706) 559-5100
272 W Hancock Ave Ste 200
Athens, GA
 
Amtrust Mortgage Corporation
(706) 548-6669
126 S Milledge Ave
Athens, GA
 
Opinion Corner
People in Georgia shared their opinions about Home Mortgage
Do you own or rent a home?
Own: 67%
Rent: 29%
Other: 3%
The recent credit crisis seems to have affected everyone. How has it affected you?
I have lost my home: 10%
I have had to downgrade my home: 2%
I am living paycheck to paycheck: 29%
I have eliminated some of my expenses in order to keep my home: 29%
It has not affected me: 27%
Other: 0%
What is the value of your house in relation to your outstanding mortgage?
I am in the red: 21%
I have some equity in my home: 36%
I own my home outright: 18%
I have no idea: 21%
Other: 3%
Have you been able to take advantage of the lower interest rates and refinance your mortgage?
Yes: 51%
I have tried but have not been successful: 18%
No: 29%
Have your savings/retirement funds been affected?
No, haven’t touched my savings/retirement: 45%
Yes, they were slightly affected: 27%
Yes, they were significantly affected/drained: 27%
Source: Survey.com