Home Refinancing Augusta GA

Homeowners can apply for home refinancing, meaning they can get an entirely new mortgage on their home. This can be advantageous when mortgage interest rates fall below what they were when the original mortgage was taken out. This will result in lower payments and savings over the entire life of the loan. But homeowners must meet certain criteria before they can refinance; homeowners’ credit file will be reviewed, and a title report along with a report on liens on the property will be done, among other things, when the homeowner is going through the application process.

Mortgage Superstore Inc
(706) 394-5626
2322 Overton Rd
Augusta, GA
 
Wachovia Mortgage Corporation
(770) 270-4224
3645 Wheeler Rd
Augusta, GA
 
First Bank Of Georgia
(706) 821-6000
2743 Perimeter Pkwy Bldg 100
Augusta, GA
 
Professional Lending LLC
(706) 733-3340
3523 Walton Way Ext
Augusta, GA
 
America's 1st Mortgage Services Inc
(706) 922-8600
432 S Belair Rd
Augusta, GA
 
Georgia Bank And Trust Co
(706) 739-1780
3515 Wheeler Road
Augusta, GA
 
Synovus Mortgage Corp
(706) 736-5200
3529 Walton Way Ext
Augusta, GA
 
Countrywide Home Loans Inc
(706) 261-5626
3643 Walton Way Ext Ste 4A
Augusta, GA
 
Bsm Financial Lp
(706) 736-1841
2606 Commons Blvd
Augusta, GA
 
America's Mortgage Broker LLC
(706) 447-8887
4408 Columbia Rd Ste 102
Augusta, GA
 
Opinion Corner
People in Georgia shared their opinions about Home Mortgage
Do you own or rent a home?
Own: 67%
Rent: 29%
Other: 3%
The recent credit crisis seems to have affected everyone. How has it affected you?
I have lost my home: 10%
I have had to downgrade my home: 2%
I am living paycheck to paycheck: 29%
I have eliminated some of my expenses in order to keep my home: 29%
It has not affected me: 27%
Other: 0%
What is the value of your house in relation to your outstanding mortgage?
I am in the red: 21%
I have some equity in my home: 36%
I own my home outright: 18%
I have no idea: 21%
Other: 3%
Have you been able to take advantage of the lower interest rates and refinance your mortgage?
Yes: 51%
I have tried but have not been successful: 18%
No: 29%
Have your savings/retirement funds been affected?
No, haven’t touched my savings/retirement: 45%
Yes, they were slightly affected: 27%
Yes, they were significantly affected/drained: 27%
Source: Survey.com