Home Refinancing Austin TX

Homeowners can apply for home refinancing, meaning they can get an entirely new mortgage on their home. This can be advantageous when mortgage interest rates fall below what they were when the original mortgage was taken out. This will result in lower payments and savings over the entire life of the loan. But homeowners must meet certain criteria before they can refinance; homeowners’ credit file will be reviewed, and a title report along with a report on liens on the property will be done, among other things, when the homeowner is going through the application process.

Texas State Affordable Hsg Corporation
(512) 377-3555
1715 West 35Th Street
Austin, TX
 
Loan America Inc
(512) 472-4083
2822 Wooldrige Drive
Austin, TX
 
Texas Dps Credit Union
(512) 452-5211
621 West St Johns Avenue
Austin, TX
 
Texas Department Housing Comm Affairs
(512) 475-2116
507 Sabine Suite 400
Austin, TX
 
Iron Harbor Services Ltd
(512) 634-1146
815 Brazos St Ste 705
Austin, TX
 
Outsmart Holding LLC
(512) 477-7116
505 Deep Eddy Ave
Austin, TX
 
Southwest Funding Lp
(512) 706-1777
5555 N Lamar Blvd Ste C123
Austin, TX
 
Texas Mortgage Bankers Association
(512) 480-8622
823 Congress Avenue Suite 220
Austin, TX
 
Texas Capital Bank
(512) 236-6790
114 W 7Th St Ste 300
Austin, TX
 
Home123 Corporation
(512) 795-0544
6836 Austin Center Blvd Ste 10
Austin, TX
 
Opinion Corner
People in Texas shared their opinions about Home Mortgage
Do you own or rent a home?
Own: 65%
Rent: 31%
Other: 3%
The recent credit crisis seems to have affected everyone. How has it affected you?
I have lost my home: 0%
I have had to downgrade my home: 2%
I am living paycheck to paycheck: 40%
I have eliminated some of my expenses in order to keep my home: 20%
It has not affected me: 32%
Other: 4%
What is the value of your house in relation to your outstanding mortgage?
I am in the red: 12%
I have some equity in my home: 51%
I own my home outright: 16%
I have no idea: 17%
Other: 2%
Have you been able to take advantage of the lower interest rates and refinance your mortgage?
Yes: 29%
I have tried but have not been successful: 25%
No: 45%
Have your savings/retirement funds been affected?
No, haven’t touched my savings/retirement: 42%
Yes, they were slightly affected: 32%
Yes, they were significantly affected/drained: 24%
Source: Survey.com