Home Refinancing Bakersfield CA

Homeowners can apply for home refinancing, meaning they can get an entirely new mortgage on their home. This can be advantageous when mortgage interest rates fall below what they were when the original mortgage was taken out. This will result in lower payments and savings over the entire life of the loan. But homeowners must meet certain criteria before they can refinance; homeowners’ credit file will be reviewed, and a title report along with a report on liens on the property will be done, among other things, when the homeowner is going through the application process.

Belvidere Networking Enterprises
(661) 862-5520
2437 Oak St
Bakersfield, CA
 
Kern Central Credit Union
(805) 395-3032
2100 H Street
Bakersfield, CA
 
Maverick Residential Mortgage Inc
(661) 321-9199
1901 Brundage Ln
Bakersfield, CA
 
Direct Source Lending
(661) 334-1553
5558 California Ave Ste 100
Bakersfield, CA
 
Guild Mortgage Company
(661) 834-8075
5405 Stockdale Highway
Bakersfield, CA
 
Everett Financial Inc
(661) 861-8200
1109 Chester Ave
Bakersfield, CA
 
American Lending Network Inc
(661) 632-1983
1701 Westwind Dr Ste 110
Bakersfield, CA
 
Open Mortgage LLC
(661) 325-2231
500 East Truxton Avenue
Bakersfield, CA
 
Pinnacle Financial Corporation
(661) 631-2961
5601 Truxtun Ave
Bakersfield, CA
 
Karpe Mortgage Inc
(661) 836-4449
4040 Ming Ave Ste C
Bakersfield, CA
 
Opinion Corner
People in California shared their opinions about Home Mortgage
Do you own or rent a home?
Own: 53%
Rent: 43%
Other: 2%
The recent credit crisis seems to have affected everyone. How has it affected you?
I have lost my home: 6%
I have had to downgrade my home: 9%
I am living paycheck to paycheck: 27%
I have eliminated some of my expenses in order to keep my home: 30%
It has not affected me: 19%
Other: 7%
What is the value of your house in relation to your outstanding mortgage?
I am in the red: 20%
I have some equity in my home: 48%
I own my home outright: 14%
I have no idea: 14%
Other: 1%
Have you been able to take advantage of the lower interest rates and refinance your mortgage?
Yes: 34%
I have tried but have not been successful: 31%
No: 33%
Have your savings/retirement funds been affected?
No, haven’t touched my savings/retirement: 40%
Yes, they were slightly affected: 34%
Yes, they were significantly affected/drained: 25%
Source: Survey.com