Home Refinancing Ballston Spa NY

Homeowners can apply for home refinancing, meaning they can get an entirely new mortgage on their home. This can be advantageous when mortgage interest rates fall below what they were when the original mortgage was taken out. This will result in lower payments and savings over the entire life of the loan. But homeowners must meet certain criteria before they can refinance; homeowners’ credit file will be reviewed, and a title report along with a report on liens on the property will be done, among other things, when the homeowner is going through the application process.

Pioneer Savings Bank
(518) 899-0054
10 Kendall Drive
Malta, NY
 
Ballston Spa National Bank
(518) 885-6781
87 Front Street
Ballston Spa, NY
 
Tyll And Lavigne Inc
(518) 587-2472
1 Clement Ave
Saratoga Springs, NY
 
Homestead Funding Corp
(518) 373-0814
1407 Route 9
Clifton Park, NY
 
Guardian Loan Company Of Massapequa Inc
(800) 400-1704
100 Clifton Corporate Pkwy
Clifton Park, NY
 
Franklin Bank Ssb
(518) 855-5300
357 Milton Ave
Ballston Spa, NY
 
Century Health Capital Inc
(518) 583-1667
358 Broadway Ste 401
Saratoga Springs, NY
 
Alliance Mortgage Banking Corp
(518) 583-1177
376 Broadway Ste 9
Saratoga Springs, NY
 
First Priority Mortgage Inc
(518) 348-6900
646 Plank Rd Ste 102
Clifton Park, NY
 
Home Consultants Inc
(518) 383-0725
15 Esopus Drive
Clifton Park, NY
 
Opinion Corner
People in New York shared their opinions about Home Mortgage
Do you own or rent a home?
Own: 64%
Rent: 28%
Other: 6%
The recent credit crisis seems to have affected everyone. How has it affected you?
I have lost my home: 4%
I have had to downgrade my home: 6%
I am living paycheck to paycheck: 27%
I have eliminated some of my expenses in order to keep my home: 27%
It has not affected me: 28%
Other: 5%
What is the value of your house in relation to your outstanding mortgage?
I am in the red: 11%
I have some equity in my home: 53%
I own my home outright: 15%
I have no idea: 17%
Other: 1%
Have you been able to take advantage of the lower interest rates and refinance your mortgage?
Yes: 44%
I have tried but have not been successful: 22%
No: 32%
Have your savings/retirement funds been affected?
No, haven’t touched my savings/retirement: 51%
Yes, they were slightly affected: 30%
Yes, they were significantly affected/drained: 18%
Source: Survey.com