Home Refinancing Baltimore MD

Homeowners can apply for home refinancing, meaning they can get an entirely new mortgage on their home. This can be advantageous when mortgage interest rates fall below what they were when the original mortgage was taken out. This will result in lower payments and savings over the entire life of the loan. But homeowners must meet certain criteria before they can refinance; homeowners’ credit file will be reviewed, and a title report along with a report on liens on the property will be done, among other things, when the homeowner is going through the application process.

Ideal Federal Savings Bank
(301) 669-1629
1629 Druid Hill Ave
Baltimore, MD
 
Madison Funding Inc
(410) 662-0104
2530 N Charles St #200
Baltimore, MD
 
Liberty Federal Savings Ala
(410) 752-3070
401 North Howard St.
Baltimore, MD
 
M And T Realty Capital Corporation
(410) 545-2436
25 S Charles St Mhcode 101-617
Baltimore, MD
 
Wall Street Financial Corp
(410) 539-2837
300 E Lombard St
Baltimore, MD
 
Mercantile Mortgage Corp
(410) 347-8940
2 Hopkins Plz Ste 900
Baltimore, MD
 
Columbia National Real Estates Finance
(410) 837-4000
100 E Pratt St
Baltimore, MD
 
Hon. Gary T. Padussis (RFC®), CSA, PHD
(410) 576-3200
500 East Pratt St 11th Floor
Baltimore, MD
Company
UBS Financial Services, Inc.
Qualifications
Education: MS phd
Years of Experience: 23
Membership
IARFC
Services
Invoice, Portfolio Management, Pension Planning, Retirement Planning, Stocks and Bonds, Mutual Funds, Mortgage Loans, CommOptions, Precious Metals, CD Banking, Annuities, Life Insurance, Long Term Care Insurance, Education Plan, Charitable Foundations, Asset Protection, Compensation Plans

Data Provided by:
Carrollton Bank
(410) 536-7326
344 North Charles St Suite 300
Baltimore, MD
 
Mercantile Mortgage LLC
(410) 347-8992
2 Hopkins Plaza Ste 900
Baltimore, MD
 
Data Provided by:
Opinion Corner
People in Maryland shared their opinions about Home Mortgage
Do you own or rent a home?
Own: 59%
Rent: 36%
Other: 4%
The recent credit crisis seems to have affected everyone. How has it affected you?
I have lost my home: 7%
I have had to downgrade my home: 0%
I am living paycheck to paycheck: 23%
I have eliminated some of my expenses in order to keep my home: 38%
It has not affected me: 30%
Other: 0%
What is the value of your house in relation to your outstanding mortgage?
I am in the red: 16%
I have some equity in my home: 66%
I own my home outright: 0%
I have no idea: 16%
Other: 0%
Have you been able to take advantage of the lower interest rates and refinance your mortgage?
Yes: 75%
I have tried but have not been successful: 16%
No: 8%
Have your savings/retirement funds been affected?
No, haven’t touched my savings/retirement: 61%
Yes, they were slightly affected: 15%
Yes, they were significantly affected/drained: 23%
Source: Survey.com