Home Refinancing Beckley WV

Homeowners can apply for home refinancing, meaning they can get an entirely new mortgage on their home. This can be advantageous when mortgage interest rates fall below what they were when the original mortgage was taken out. This will result in lower payments and savings over the entire life of the loan. But homeowners must meet certain criteria before they can refinance; homeowners’ credit file will be reviewed, and a title report along with a report on liens on the property will be done, among other things, when the homeowner is going through the application process.

First Horizon Home Loan Corporation
(304) 255-6267
304 S Heber St
Beckley, WV
 
Omni Financial And Insurance Services
(304) 255-6191
112 East Main Street
Beckley, WV
 
United Home Lending
(304) 255-1447
129 Main Street Lbby
BECKLEY, WV
Services
Mortgage Brokers

United Bank - Offices- Fayetteville- ATM Location- Mortgage Department
(304) 574-1358
129 Main Street Lbby
BECKLEY, WV
Services
Mortgage Brokers

United Bank
(304) 255-1454
Raleigh Mall
BECKLEY, WV
Services
Mortgage Brokers

Carteret Mortgage
(304) 253-7750
300 North Kanawha Street
BECKLEY, WV
Services
Mortgage Brokers

Chase Bank
(304) 256-2273
500-600 Neville St
Beckley, WV
Type
Freestanding
Office Hours
Mon:8:30-5:00
Tues:8:30-5:00
Wed:8:30-5:00
Thurs:8:30-5:00
Fri:8:30-6:00
Sat:9:00-2:00
Sun:closed

Citifinancial
(304) 253-8394
405 Beckley Plaza
BECKLEY, WV
Services
Mortgage Brokers

United Bank Offices Fayetteville Atm Location Mortgage Department
(304) 574-1358
129 Main Street Lbby
Beckley, WV
 
Chase Bank
(304) 255-2757
4140 Robert C Byrd Dr
Beckley, WV
Type
Freestanding
Office Hours
Mon:8:30-5:00
Tues:8:30-5:00
Wed:8:30-5:00
Thurs:8:30-5:00
Fri:8:30-6:00
Sat:9:00-2:00
Sun:closed

Opinion Corner
People in West Virginia shared their opinions about Home Mortgage
Do you own or rent a home?
Own: 40%
Rent: 60%
Other: 0%
The recent credit crisis seems to have affected everyone. How has it affected you?
I have lost my home: 0%
I have had to downgrade my home: 0%
I am living paycheck to paycheck: 0%
I have eliminated some of my expenses in order to keep my home: 50%
It has not affected me: 50%
Other: 0%
What is the value of your house in relation to your outstanding mortgage?
I am in the red: 0%
I have some equity in my home: 100%
I own my home outright: 0%
I have no idea: 0%
Other: 0%
Have you been able to take advantage of the lower interest rates and refinance your mortgage?
Yes: 50%
I have tried but have not been successful: 0%
No: 50%
Have your savings/retirement funds been affected?
No, haven’t touched my savings/retirement: 50%
Yes, they were slightly affected: 50%
Yes, they were significantly affected/drained: 0%
Source: Survey.com