Home Refinancing Bellingham WA

Homeowners can apply for home refinancing, meaning they can get an entirely new mortgage on their home. This can be advantageous when mortgage interest rates fall below what they were when the original mortgage was taken out. This will result in lower payments and savings over the entire life of the loan. But homeowners must meet certain criteria before they can refinance; homeowners’ credit file will be reviewed, and a title report along with a report on liens on the property will be done, among other things, when the homeowner is going through the application process.

Peoples Bank
(360) 676-5880
4183 Meridian Street 2Nd Floor
Bellingham, WA
 
Creative Mortgage Solutions Inc
(360) 738-1520
4120 Meridian Street Suite 230
Bellingham, WA
 
Gmac Mortgage LLC
(360) 734-0007
3800 Byron Avenue #112
Bellingham, WA
 
Banner Bank
(360) 738-8095
1600 Cornwall Avenue
Bellingham, WA
 
Security First Mortgage Inc
(360) 734-5768
2900 Meridian St
Bellingham, WA
 
Bellwether Mortgage LLC
(360) 734-9449
909 Lakeway Dr Ste 201
Bellingham, WA
 
First Horizon Home Loan Corporation
(360) 715-2059
2211 Rimland Dr
Bellingham, WA
 
Horizon Bank
(360) 733-3050
1500 Cornwall Ave
Bellingham, WA
 
Western States Mortgage Corp
(360) 676-7171
405 Fieldston Rd
Bellingham, WA
 
The Bank Of The Pacific
(360) 647-7650
100 Grand Ave
Bellingham, WA
 
Opinion Corner
People in Washington shared their opinions about Home Mortgage
Do you own or rent a home?
Own: 58%
Rent: 41%
Other: 0%
The recent credit crisis seems to have affected everyone. How has it affected you?
I have lost my home: 4%
I have had to downgrade my home: 4%
I am living paycheck to paycheck: 34%
I have eliminated some of my expenses in order to keep my home: 34%
It has not affected me: 21%
Other: 0%
What is the value of your house in relation to your outstanding mortgage?
I am in the red: 22%
I have some equity in my home: 50%
I own my home outright: 13%
I have no idea: 9%
Other: 4%
Have you been able to take advantage of the lower interest rates and refinance your mortgage?
Yes: 52%
I have tried but have not been successful: 31%
No: 15%
Have your savings/retirement funds been affected?
No, haven’t touched my savings/retirement: 43%
Yes, they were slightly affected: 34%
Yes, they were significantly affected/drained: 21%
Source: Survey.com