Home Refinancing Berkeley CA

Homeowners can apply for home refinancing, meaning they can get an entirely new mortgage on their home. This can be advantageous when mortgage interest rates fall below what they were when the original mortgage was taken out. This will result in lower payments and savings over the entire life of the loan. But homeowners must meet certain criteria before they can refinance; homeowners’ credit file will be reviewed, and a title report along with a report on liens on the property will be done, among other things, when the homeowner is going through the application process.

Veterans Home Mortgage Inc
(510) 280-4278
1962 University Ave Fl 2
Berkeley, CA
 
Thomas Chambers Company
(510) 601-0116
6333 Telegraph Ave Suite 201
Oakland, CA
 
Sun West Mortgage Co Inc
(510) 530-9314
6537 Aitken Drive
Oakland, CA
 
World Savings Bank Fsb
(510) 446-3002
1901 Harrison St
Oakland, CA
 
Diablo Funding Group
(510) 874-4210
180 Grand Ave # 9000
Oakland, CA
 
Golden Empire Mortgage Inc
(510) 653-5101
5801 Christie Ave Ste 590
Emeryville, CA
 
Holmgren And Associates
(510) 339-2121
1900 Mountain Blvd
Oakland, CA
 
Washington Mutual Bank Fa
(510) 428-4741
5050 Broadway Fl 3
Oakland, CA
 
Countrywide Home Loans Inc
(510) 663-7840
1300 Clay St #66
Oakland, CA
 
Oakland Municipal Employees Ret Sys
(510) 238-3909
1333 Broadway 4Th Floor
Oakland, CA
 
Opinion Corner
People in California shared their opinions about Home Mortgage
Do you own or rent a home?
Own: 53%
Rent: 43%
Other: 2%
The recent credit crisis seems to have affected everyone. How has it affected you?
I have lost my home: 6%
I have had to downgrade my home: 9%
I am living paycheck to paycheck: 27%
I have eliminated some of my expenses in order to keep my home: 30%
It has not affected me: 19%
Other: 7%
What is the value of your house in relation to your outstanding mortgage?
I am in the red: 20%
I have some equity in my home: 48%
I own my home outright: 14%
I have no idea: 14%
Other: 1%
Have you been able to take advantage of the lower interest rates and refinance your mortgage?
Yes: 34%
I have tried but have not been successful: 31%
No: 33%
Have your savings/retirement funds been affected?
No, haven’t touched my savings/retirement: 40%
Yes, they were slightly affected: 34%
Yes, they were significantly affected/drained: 25%
Source: Survey.com