Home Refinancing Binghamton NY

Homeowners can apply for home refinancing, meaning they can get an entirely new mortgage on their home. This can be advantageous when mortgage interest rates fall below what they were when the original mortgage was taken out. This will result in lower payments and savings over the entire life of the loan. But homeowners must meet certain criteria before they can refinance; homeowners’ credit file will be reviewed, and a title report along with a report on liens on the property will be done, among other things, when the homeowner is going through the application process.

Sunset Mortgage Company Lp
(607) 231-5555
20 Hawley St
Binghamton, NY
 
Mortgageit Inc
(607) 644-9200
4104 Old Vestal Rd
Vestal, NY
 
First Priority Mortgage Inc
(607) 754-4040
3660 George F Hwy
Endicott, NY
 
Citizens Bank - Binghamton / Main
(607) 723-5391
84 Court Street
Binghamton, NY
Type
Branch
Office Hours
Mon: 9AM-4PM
Tue: 9AM-4PM
Wed: 9AM-4PM
Thu: 9AM-5PM
Fri: 9AM-6PM
Sat: na
Sun: na

American General Financial Services
(607) 724-2441
1332 Upper Front Street
BINGHAMTON, NY
Services
Mortgage Brokers

Finger Lakes Real Estate Group
(607) 231-7862
201 Oakdale Rd
Johnson City, NY
 
Visions Federal Credit Union
(607) 786-2000
3301 Country Club Rd
Endwell, NY
 
IPI Skyscrpaer Mortgage
(607) 231-5626
19 Chenango Street Suite 806
BINGHAMTON, NY
Services
Mortgage Brokers

Nbt Bank Customer Service And Account Information Offices
(607) 724-6337
1256 Upper Front Street
Binghamton, NY
 
Consumer Marketing Services Inc
(607) 724-5221
20 Hawley Street Suite 800e
Binghamton, NY
 
Opinion Corner
People in New York shared their opinions about Home Mortgage
Do you own or rent a home?
Own: 64%
Rent: 28%
Other: 6%
The recent credit crisis seems to have affected everyone. How has it affected you?
I have lost my home: 4%
I have had to downgrade my home: 6%
I am living paycheck to paycheck: 27%
I have eliminated some of my expenses in order to keep my home: 27%
It has not affected me: 28%
Other: 5%
What is the value of your house in relation to your outstanding mortgage?
I am in the red: 11%
I have some equity in my home: 53%
I own my home outright: 15%
I have no idea: 17%
Other: 1%
Have you been able to take advantage of the lower interest rates and refinance your mortgage?
Yes: 44%
I have tried but have not been successful: 22%
No: 32%
Have your savings/retirement funds been affected?
No, haven’t touched my savings/retirement: 51%
Yes, they were slightly affected: 30%
Yes, they were significantly affected/drained: 18%
Source: Survey.com