Home Refinancing Birmingham AL

Homeowners can apply for home refinancing, meaning they can get an entirely new mortgage on their home. This can be advantageous when mortgage interest rates fall below what they were when the original mortgage was taken out. This will result in lower payments and savings over the entire life of the loan. But homeowners must meet certain criteria before they can refinance; homeowners’ credit file will be reviewed, and a title report along with a report on liens on the property will be done, among other things, when the homeowner is going through the application process.

Highland Mortgage Company
(205) 558-4019
2140 11Th Ave S Ste 210
Birmingham, AL
 
Amsouth Bank
(205) 326-4863
1900 5Th Ave N
Birmingham, AL
 
Elrod Mortgage Inc
(205) 986-6000
1 Independence Plaza Ste 422
Birmingham, AL
 
Southern Unity Mortgage
(205) 942-7862
181 West Valley Ave Suite 102A
Birmingham, AL
 
Synovus Mortgage Corp
(205) 874-1460
2204 Lakeshore Dr Ste 325
Birmingham, AL
 
Mr. Gerald G. Ginwright (RFC®), CEP, CSA
(205) 324-0589
P.O. Box 11342
Birmingham, AL
Company
Mainstream Financial Group
Qualifications
Education: BA
Years of Experience: 30
Membership
IARFC, MDRT, NICEP
Services
Invoice, Estate Planning, Business Planning, Pension Planning, Retirement Planning, Medicaid Planning, Seminars Work, Employee Benefits, Mortgage Loans, Annuities, Life Insurance, Disability Income Insurance, Long Term Care Insurance, Medical Insurance, Group Insurance, Education Plan, Healthcare Accounts, Asset Protection, Compensation Plans

Data Provided by:
Superior Bank
(205) 327-3888
17 20Th St N Ste 610
Birmingham, AL
 
Stewart Home Loan LLC
(205) 871-0483
3512 Old Montgomery Hwy S 100
Birmingham, AL
 
Coats And Co Inc
(205) 871-5600
2000B Southbridge Pky Ste 200
Birmingham, AL
 
Suntrust Mortgage Inc
(205) 874-8940
2100 Southbridge Pkwy
Birmingham, AL
 
Data Provided by:
Opinion Corner
People in Alabama shared their opinions about Home Mortgage
Do you own or rent a home?
Own: 70%
Rent: 30%
Other: 0%
The recent credit crisis seems to have affected everyone. How has it affected you?
I have lost my home: 0%
I have had to downgrade my home: 21%
I am living paycheck to paycheck: 28%
I have eliminated some of my expenses in order to keep my home: 28%
It has not affected me: 21%
Other: 0%
What is the value of your house in relation to your outstanding mortgage?
I am in the red: 7%
I have some equity in my home: 71%
I own my home outright: 7%
I have no idea: 14%
Other: 0%
Have you been able to take advantage of the lower interest rates and refinance your mortgage?
Yes: 30%
I have tried but have not been successful: 38%
No: 30%
Have your savings/retirement funds been affected?
No, haven’t touched my savings/retirement: 50%
Yes, they were slightly affected: 14%
Yes, they were significantly affected/drained: 35%
Source: Survey.com