Home Refinancing Bloomington IL

Homeowners can apply for home refinancing, meaning they can get an entirely new mortgage on their home. This can be advantageous when mortgage interest rates fall below what they were when the original mortgage was taken out. This will result in lower payments and savings over the entire life of the loan. But homeowners must meet certain criteria before they can refinance; homeowners’ credit file will be reviewed, and a title report along with a report on liens on the property will be done, among other things, when the homeowner is going through the application process.

Decade Two Hundred Mtg Ser Inc
(309) 662-6678
2105 Eastland Drive
Bloomington, IL
 
Commerce Bank Na Kansas City
(816) 234-2990
120 N Center St
Bloomington, IL
 
Gsf Mortgage Corporation
(309) 673-9473
211 Landmark Dr Ste B4A
Normal, IL
 
Countrywide Home Loans Inc
(309) 665-3000
2206 Eastland Dr Ste 105
Bloomington, IL
 
American General Financial Services
(309) 665-5044
2 Airline Drive
BLOOMINGTON, IL
Services
Mortgage Brokers

National City Bank
(309) 823-3783
205 N Main St Fl 2
Bloomington, IL
 
Ark-la-tex Financial Services LLC
(309) 665-0506
2310 E Oakland Ave Ste 11A
Bloomington, IL
 
Iaa Credit Union
(800) 676-2541
808 Iaa Dr
Bloomington, IL
 
Prairie State Bank And Trust
(309) 663-5231
2101 Eastland Drive Suite E
Bloomington, IL
 
Pnc Bank, National Association
(309) 823-3787
202 E Washington St
Bloomington, IL
 
Opinion Corner
People in Illinois shared their opinions about Home Mortgage
Do you own or rent a home?
Own: 73%
Rent: 20%
Other: 6%
The recent credit crisis seems to have affected everyone. How has it affected you?
I have lost my home: 3%
I have had to downgrade my home: 7%
I am living paycheck to paycheck: 45%
I have eliminated some of my expenses in order to keep my home: 17%
It has not affected me: 22%
Other: 3%
What is the value of your house in relation to your outstanding mortgage?
I am in the red: 32%
I have some equity in my home: 56%
I own my home outright: 7%
I have no idea: 3%
Other: 0%
Have you been able to take advantage of the lower interest rates and refinance your mortgage?
Yes: 35%
I have tried but have not been successful: 27%
No: 37%
Have your savings/retirement funds been affected?
No, haven’t touched my savings/retirement: 43%
Yes, they were slightly affected: 33%
Yes, they were significantly affected/drained: 22%
Source: Survey.com