Home Refinancing Boise ID

Homeowners can apply for home refinancing, meaning they can get an entirely new mortgage on their home. This can be advantageous when mortgage interest rates fall below what they were when the original mortgage was taken out. This will result in lower payments and savings over the entire life of the loan. But homeowners must meet certain criteria before they can refinance; homeowners’ credit file will be reviewed, and a title report along with a report on liens on the property will be done, among other things, when the homeowner is going through the application process.

Hamilton Mortgage Company
(208) 345-9004
960 Broadway Ave Ste 305
Boise, ID
 
Clearwater Mortgage Inc
(208) 378-0412
5414 Morris Hill Rd Ste 201
Boise, ID
 
Idaho Housing And Finance Assn
(208) 331-4889
565 W Myrtle St
Boise, ID
 
City Of Boise City Housing Ctr
(208) 384-4158
1025 S Capitol Boulevard
Boise, ID
 
Riverside Home Loans LLC
(208) 287-5050
913 W River St Ste 310
Boise, ID
 
Syringa Bank
(208) 658-0894
1299 N Orchard Street
Boise, ID
 
Investors West Mortgage
(208) 345-8153
814 N 8Th Street
Boise, ID
 
National City Bank
(208) 344-5544
4619 Emerald St Ste B1
Boise, ID
 
M And T Mortgage Corporation
(208) 344-5929
4619 Emerald St Ste E
Boise, ID
 
Keybank National Association
(208) 334-7410
702 West Idaho Street
Boise, ID
 
Opinion Corner
People in Idaho shared their opinions about Home Mortgage
Do you own or rent a home?
Own: 60%
Rent: 40%
Other: 0%
The recent credit crisis seems to have affected everyone. How has it affected you?
I have lost my home: 0%
I have had to downgrade my home: 0%
I am living paycheck to paycheck: 33%
I have eliminated some of my expenses in order to keep my home: 33%
It has not affected me: 0%
Other: 33%
What is the value of your house in relation to your outstanding mortgage?
I am in the red: 66%
I have some equity in my home: 0%
I own my home outright: 0%
I have no idea: 33%
Other: 0%
Have you been able to take advantage of the lower interest rates and refinance your mortgage?
Yes: 33%
I have tried but have not been successful: 33%
No: 33%
Have your savings/retirement funds been affected?
No, haven’t touched my savings/retirement: 33%
Yes, they were slightly affected: 0%
Yes, they were significantly affected/drained: 66%
Source: Survey.com