Home Refinancing Boise ID

Homeowners can apply for home refinancing, meaning they can get an entirely new mortgage on their home. This can be advantageous when mortgage interest rates fall below what they were when the original mortgage was taken out. This will result in lower payments and savings over the entire life of the loan. But homeowners must meet certain criteria before they can refinance; homeowners’ credit file will be reviewed, and a title report along with a report on liens on the property will be done, among other things, when the homeowner is going through the application process.

Investors West Mortgage
(208) 345-8153
814 N 8Th Street
Boise, ID
 
City Of Boise City Housing Ctr
(208) 384-4158
1025 S Capitol Boulevard
Boise, ID
 
Riverside Home Loans LLC
(208) 287-5050
913 W River St Ste 310
Boise, ID
 
Consolidated Mortgage Inc
(208) 331-0038
413 W Idaho Ste 301
Boise, ID
 
Cypress Home Loan Corp
(888) 429-7737
801 W Main St Ste 100
Boise, ID
 
Idaho Independent Bank
(208) 343-5565
317 North 9Th Street
Boise, ID
 
First Horizon Home Loan Corporation
(208) 333-0344
2323 S Vista Ave Ste 100
Boise, ID
 
Clearwater Mortgage Inc
(208) 378-0412
5414 Morris Hill Rd Ste 201
Boise, ID
 
Syringa Bank
(208) 658-0894
1299 N Orchard Street
Boise, ID
 
Idaho Housing And Finance Assn
(208) 331-4889
565 W Myrtle St
Boise, ID
 
Opinion Corner
People in Idaho shared their opinions about Home Mortgage
Do you own or rent a home?
Own: 60%
Rent: 40%
Other: 0%
The recent credit crisis seems to have affected everyone. How has it affected you?
I have lost my home: 0%
I have had to downgrade my home: 0%
I am living paycheck to paycheck: 33%
I have eliminated some of my expenses in order to keep my home: 33%
It has not affected me: 0%
Other: 33%
What is the value of your house in relation to your outstanding mortgage?
I am in the red: 66%
I have some equity in my home: 0%
I own my home outright: 0%
I have no idea: 33%
Other: 0%
Have you been able to take advantage of the lower interest rates and refinance your mortgage?
Yes: 33%
I have tried but have not been successful: 33%
No: 33%
Have your savings/retirement funds been affected?
No, haven’t touched my savings/retirement: 33%
Yes, they were slightly affected: 0%
Yes, they were significantly affected/drained: 66%
Source: Survey.com