Home Refinancing Boise ID

Homeowners can apply for home refinancing, meaning they can get an entirely new mortgage on their home. This can be advantageous when mortgage interest rates fall below what they were when the original mortgage was taken out. This will result in lower payments and savings over the entire life of the loan. But homeowners must meet certain criteria before they can refinance; homeowners’ credit file will be reviewed, and a title report along with a report on liens on the property will be done, among other things, when the homeowner is going through the application process.

First Horizon Home Loan Corporation
(208) 333-0344
2323 S Vista Ave Ste 100
Boise, ID
 
Banner Bank
(208) 424-2360
1161 W River Street Suite 310
Boise, ID
 
Riverside Home Loans LLC
(208) 287-5050
913 W River St Ste 310
Boise, ID
 
Investors West Mortgage
(208) 345-8153
814 N 8Th Street
Boise, ID
 
Bank Of The Cascades
(208) 331-0019
209 N 12Th St
Boise, ID
 
Idaho Housing And Finance Assn
(208) 331-4889
565 W Myrtle St
Boise, ID
 
Cypress Home Loan Corp
(888) 429-7737
801 W Main St Ste 100
Boise, ID
 
City Of Boise City Housing Ctr
(208) 384-4158
1025 S Capitol Boulevard
Boise, ID
 
M And T Mortgage Corporation
(208) 344-5929
4619 Emerald St Ste E
Boise, ID
 
National City Bank
(208) 344-5544
4619 Emerald St Ste B1
Boise, ID
 
Opinion Corner
People in Idaho shared their opinions about Home Mortgage
Do you own or rent a home?
Own: 60%
Rent: 40%
Other: 0%
The recent credit crisis seems to have affected everyone. How has it affected you?
I have lost my home: 0%
I have had to downgrade my home: 0%
I am living paycheck to paycheck: 33%
I have eliminated some of my expenses in order to keep my home: 33%
It has not affected me: 0%
Other: 33%
What is the value of your house in relation to your outstanding mortgage?
I am in the red: 66%
I have some equity in my home: 0%
I own my home outright: 0%
I have no idea: 33%
Other: 0%
Have you been able to take advantage of the lower interest rates and refinance your mortgage?
Yes: 33%
I have tried but have not been successful: 33%
No: 33%
Have your savings/retirement funds been affected?
No, haven’t touched my savings/retirement: 33%
Yes, they were slightly affected: 0%
Yes, they were significantly affected/drained: 66%
Source: Survey.com