Home Refinancing Boone NC

Homeowners can apply for home refinancing, meaning they can get an entirely new mortgage on their home. This can be advantageous when mortgage interest rates fall below what they were when the original mortgage was taken out. This will result in lower payments and savings over the entire life of the loan. But homeowners must meet certain criteria before they can refinance; homeowners’ credit file will be reviewed, and a title report along with a report on liens on the property will be done, among other things, when the homeowner is going through the application process.

Myers Park Mortgage Inc
(828) 295-9008
1098 Main St
Blowing Rock, NC
 
Central Pacific Mortgage Co
(336) 246-9199
370 S Main St
Jefferson, NC
 
High Country Bank - Main Branch
(828) 265-4333
149 Jefferson Road
BOONE, NC
Services
Mortgage Brokers

High Country Bank - Mortgage Loans
(828) 265-1980
149 Jefferson Road
BOONE, NC
Services
Mortgage Brokers

American General Financial Services
(828) 263-8931
240 Shadowline Drive
BOONE, NC
Services
Mortgage Brokers

Parkway Bank
(828) 758-1414
509 Wilkesboro Blvd Ne
Lenoir, NC
 
Bank of America - Boone Main
(828) 264-4711
1800 Blowing Rock Road
Boone, NC
Type
Banking Center
Services
Banking Center Services: Change Order, Commercial Deposits, Night Deposits, Drive Up
Outdoor ATM Services: Open 24 Hours, Talking ATM, Braille, Accepts Deposits, Deposit Image
Languages
English, Spanish, Chinese, Korean, French, Russian, Portuguese
Office Hours
Monday 9-5
Tuesday 9-5
Wednesday 9-5
Thursday 9-5
Friday 9-6
Saturday 9-1
Sunday Closed
Drive Up Hours
Monday 9-5
Tuesday 9-5
Wednesday 9-5
Thursday 9-5
Friday 9-6
Saturday 9-1
Sunday Closed

High Country Bank Main Branch
(828) 265-4333
149 Jefferson Road
Boone, NC
 
First Citizens Bank - Department- Mortgage Banker
(828) 264-7608
540 Highway 105 Extension
BOONE, NC
Services
Mortgage Brokers

Banc Of America Investment Services- Inc
(828) 265-1226
709 Blowing Rock Rd
BOONE, NC
Services
Mortgage Brokers

Opinion Corner
People in North Carolina shared their opinions about Home Mortgage
Do you own or rent a home?
Own: 60%
Rent: 32%
Other: 6%
The recent credit crisis seems to have affected everyone. How has it affected you?
I have lost my home: 11%
I have had to downgrade my home: 5%
I am living paycheck to paycheck: 37%
I have eliminated some of my expenses in order to keep my home: 20%
It has not affected me: 20%
Other: 5%
What is the value of your house in relation to your outstanding mortgage?
I am in the red: 12%
I have some equity in my home: 61%
I own my home outright: 22%
I have no idea: 3%
Other: 0%
Have you been able to take advantage of the lower interest rates and refinance your mortgage?
Yes: 45%
I have tried but have not been successful: 20%
No: 33%
Have your savings/retirement funds been affected?
No, haven’t touched my savings/retirement: 32%
Yes, they were slightly affected: 29%
Yes, they were significantly affected/drained: 38%
Source: Survey.com