Home Refinancing Bradenton FL

Homeowners can apply for home refinancing, meaning they can get an entirely new mortgage on their home. This can be advantageous when mortgage interest rates fall below what they were when the original mortgage was taken out. This will result in lower payments and savings over the entire life of the loan. But homeowners must meet certain criteria before they can refinance; homeowners’ credit file will be reviewed, and a title report along with a report on liens on the property will be done, among other things, when the homeowner is going through the application process.

Lea Smith Johnson (RFC®), CFP, MBA
(941) 755-0975
4515 Barracuda Dr
Bradenton, FL
AIG Advisor Group
Education: BS ,MBASeries 7,63,66Real Estate License, Pennsylvania State University BS and MBA, Finance. Honoraries: Alpha Iota Delta Nat'l. Decision Sciences Fraternity and Beta Gamma Sigma Nat'l. Business Womans Fraternity. Licenses: Life Insurance and Annuiti
Years of Experience: 11
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Data Provided by:
Challenge Financial Investors Corp
(941) 753-5880
5216 4Th Avenue Cir E Ste 10
Bradenton, FL
Flagstar Bank Fsb
(866) 372-3359
6150 State Road 70 E
Bradenton, FL
Expanse Financial Inc
(941) 713-9307
109 44Th Ave E Ste 215
Bradenton, FL
Gulf Atlantic Mortgage Of The Suncoast
(941) 739-6336
1504 53Rd Ave W
Bradenton, FL
Branch Banking And Trust Co
(941) 739-7000
6250 East State Road 70
Bradenton, FL
America's Mortgage Broker LLC
(941) 358-1913
104 20Th St Ne
Bradenton, FL
Mortgage Partners Inc
(941) 751-4600
7331 52Nd Pl E
Bradenton, FL
Granger Mortgage Corporation
(813) 755-0009
4800 26Th Street West
Bradenton, FL
Somerset Investors Corp
(941) 747-8437
2407 9Th St W
Bradenton, FL
Data Provided by:
Opinion Corner
People in Florida shared their opinions about Home Mortgage
Do you own or rent a home?
Own: 65%
Rent: 27%
Other: 7%
The recent credit crisis seems to have affected everyone. How has it affected you?
I have lost my home: 12%
I have had to downgrade my home: 2%
I am living paycheck to paycheck: 26%
I have eliminated some of my expenses in order to keep my home: 23%
It has not affected me: 27%
Other: 7%
What is the value of your house in relation to your outstanding mortgage?
I am in the red: 31%
I have some equity in my home: 40%
I own my home outright: 14%
I have no idea: 11%
Other: 2%
Have you been able to take advantage of the lower interest rates and refinance your mortgage?
Yes: 33%
I have tried but have not been successful: 31%
No: 35%
Have your savings/retirement funds been affected?
No, haven’t touched my savings/retirement: 51%
Yes, they were slightly affected: 27%
Yes, they were significantly affected/drained: 21%
Source: Survey.com