Home Refinancing Bronx NY

Homeowners can apply for home refinancing, meaning they can get an entirely new mortgage on their home. This can be advantageous when mortgage interest rates fall below what they were when the original mortgage was taken out. This will result in lower payments and savings over the entire life of the loan. But homeowners must meet certain criteria before they can refinance; homeowners’ credit file will be reviewed, and a title report along with a report on liens on the property will be done, among other things, when the homeowner is going through the application process.

First Estate Funding Corp
(718) 409-2700
2440 East Tremont Ave -2Nd Fl
Bronx, NY
 
Sterling Empire Funding Assoc
(718) 994-7400
2307 Eastchester Road
Bronx, NY
 
Mortgageit Inc
(201) 541-5424
400 Sylvan Avenue
Englewood Cliffs, NJ
 
United Funding Group Corp
(718) 463-6000
131-05 14Th Ave
College Point, NY
 
Washington Mutual Bank Fa
(212) 360-4001
4 W 125Th St Fl 2
New York, NY
 
Tri-state Funding Of New York Inc
(718) 652-6900
2526 Wallace Avenue
Bronx, NY
 
First Residential Mtg Serv Corp
(201) 861-0531
570 Sylvan Ave
Englewood Cliffs, NJ
 
Capital Hill Mortgage Co Inc
(201) 567-2111
325 Sylvan Ave Fl 3
Englewood Cliffs, NJ
 
Stanley Capital Mortgage Company Inc
(201) 816-0400
270 Sylvan Avenue Suite 260
Englewood Cliff, NJ
 
Allied Financial LLC
(201) 224-3863
260 Columbia Ave Ste 18
Fort Lee, NJ
 
Opinion Corner
People in New York shared their opinions about Home Mortgage
Do you own or rent a home?
Own: 64%
Rent: 28%
Other: 6%
The recent credit crisis seems to have affected everyone. How has it affected you?
I have lost my home: 4%
I have had to downgrade my home: 6%
I am living paycheck to paycheck: 27%
I have eliminated some of my expenses in order to keep my home: 27%
It has not affected me: 28%
Other: 5%
What is the value of your house in relation to your outstanding mortgage?
I am in the red: 11%
I have some equity in my home: 53%
I own my home outright: 15%
I have no idea: 17%
Other: 1%
Have you been able to take advantage of the lower interest rates and refinance your mortgage?
Yes: 44%
I have tried but have not been successful: 22%
No: 32%
Have your savings/retirement funds been affected?
No, haven’t touched my savings/retirement: 51%
Yes, they were slightly affected: 30%
Yes, they were significantly affected/drained: 18%
Source: Survey.com