Home Refinancing Buffalo NY

Homeowners can apply for home refinancing, meaning they can get an entirely new mortgage on their home. This can be advantageous when mortgage interest rates fall below what they were when the original mortgage was taken out. This will result in lower payments and savings over the entire life of the loan. But homeowners must meet certain criteria before they can refinance; homeowners’ credit file will be reviewed, and a title report along with a report on liens on the property will be done, among other things, when the homeowner is going through the application process.

Manufacturers And Traders Tr Co
(716) 842-5381
One M And T Plaza 7Th Floor
Buffalo, NY
 
Greater Buffalo Savings Bank
(716) 961-1900
2421 Main St
Buffalo, NY
 
United Mortgage Corp
(800) 462-4862
14 Springfield Dr N
Buffalo, NY
 
American Equity Services Inc
(716) 626-0089
300 Cayuga Rd
Cheektowaga, NY
 
Hsbc Mortgage Corporation
(716) 651-6100
2929 Walden Ave
Depew, NY
 
M And T Mortgage Corporation
(716) 848-4848
One Fountain Plaza
Buffalo, NY
 
Bank Of America Na Charlotte
(716) 847-4151
10 Fountain Plz
Buffalo, NY
 
Homestead Financial Svcs Inc
(716) 839-5771
4549 Main St Ste 204
Buffalo, NY
 
Franklin Bank Ssb
(716) 873-3221
3120 Elmwood Ave Ste 3
Tonawanda, NY
 
Banas Mortgage Company
(716) 633-5888
27 North Long Street
Williamsville, NY
 
Opinion Corner
People in New York shared their opinions about Home Mortgage
Do you own or rent a home?
Own: 64%
Rent: 28%
Other: 6%
The recent credit crisis seems to have affected everyone. How has it affected you?
I have lost my home: 4%
I have had to downgrade my home: 6%
I am living paycheck to paycheck: 27%
I have eliminated some of my expenses in order to keep my home: 27%
It has not affected me: 28%
Other: 5%
What is the value of your house in relation to your outstanding mortgage?
I am in the red: 11%
I have some equity in my home: 53%
I own my home outright: 15%
I have no idea: 17%
Other: 1%
Have you been able to take advantage of the lower interest rates and refinance your mortgage?
Yes: 44%
I have tried but have not been successful: 22%
No: 32%
Have your savings/retirement funds been affected?
No, haven’t touched my savings/retirement: 51%
Yes, they were slightly affected: 30%
Yes, they were significantly affected/drained: 18%
Source: Survey.com