Home Refinancing Camden NJ

Homeowners can apply for home refinancing, meaning they can get an entirely new mortgage on their home. This can be advantageous when mortgage interest rates fall below what they were when the original mortgage was taken out. This will result in lower payments and savings over the entire life of the loan. But homeowners must meet certain criteria before they can refinance; homeowners’ credit file will be reviewed, and a title report along with a report on liens on the property will be done, among other things, when the homeowner is going through the application process.

Wachovia Mortgage Corporation
(215) 985-3532
104 Independence Mall East 5Th
Philadelphia, PA
 
Southern Star Mortgage Corp
(856) 662-7162
5509 Westfield Ave
Pennsauken, NJ
 
Hsbc Mortgage Corporation
(215) 922-2382
1027 Arch St
Philadelphia, PA
 
Phila Housing Development Corp
(215) 448-3100
1234 Market St Ste 17Th Fl
Philadelphia, PA
 
Beneficial Mutual Savings Bank
(215) 864-6000
530 Walnut St 1St Floor
Philadelphia, PA
 
Southern Star Mortgage Corp
(215) 629-5596
133 N 4Th St
Philadelphia, PA
 
Bank Of America Na Charlotte
(856) 486-4150
4900 Route 70
Pennsauken, NJ
 
Carteret Mortgage Corporation
(856) 486-1234
6700 Rudderow Ave
Pennsauken, NJ
 
Lenders Association Inc
(856) 778-7500
7250 Westfield Avenue Suite C
Pennsauken, NJ
 
Family First Mortgage Corp
(215) 922-1212
429 N 13Th St Apt 5B
Philadelphia, PA
 
Opinion Corner
People in New Jersey shared their opinions about Home Mortgage
Do you own or rent a home?
Own: 59%
Rent: 32%
Other: 7%
The recent credit crisis seems to have affected everyone. How has it affected you?
I have lost my home: 6%
I have had to downgrade my home: 6%
I am living paycheck to paycheck: 36%
I have eliminated some of my expenses in order to keep my home: 18%
It has not affected me: 27%
Other: 4%
What is the value of your house in relation to your outstanding mortgage?
I am in the red: 26%
I have some equity in my home: 51%
I own my home outright: 7%
I have no idea: 9%
Other: 4%
Have you been able to take advantage of the lower interest rates and refinance your mortgage?
Yes: 29%
I have tried but have not been successful: 43%
No: 27%
Have your savings/retirement funds been affected?
No, haven’t touched my savings/retirement: 32%
Yes, they were slightly affected: 46%
Yes, they were significantly affected/drained: 20%
Source: Survey.com