Home Refinancing Cary NC

Homeowners can apply for home refinancing, meaning they can get an entirely new mortgage on their home. This can be advantageous when mortgage interest rates fall below what they were when the original mortgage was taken out. This will result in lower payments and savings over the entire life of the loan. But homeowners must meet certain criteria before they can refinance; homeowners’ credit file will be reviewed, and a title report along with a report on liens on the property will be done, among other things, when the homeowner is going through the application process.

Coastal Mortgage Services Inc
(919) 380-0592
1135 Kildaire Farm Road - 230
Cary, NC
 
National Mortgage Access Inc
(919) 654-7011
140 Iowa Ln Ste 104
Cary, NC
 
Southbank Fsb
(919) 388-8462
111 Commonwealth Ct Ste 105
Cary, NC
 
Meridian Residential Inc
(919) 459-1300
111 Corning Road Suite 230
Cary, NC
 
Everett Financial Inc
(919) 654-6841
2500 Regency Pkwy Ste 228
Cary, NC
 
Crescent State Bank
(919) 463-6110
1155 Kildaire Farm Road
Cary, NC
 
Quotemearate.com
(919) 466-0200
8000 Regency Pkwy Ste 430
Cary, NC
 
Mortgagetree Lending
(919) 852-1200
523 Keisler Dr Ste 201
Cary, NC
 
Premier Mortgage Funding Inc
(919) 460-1846
102 New Edition Ct
Cary, NC
 
All Loan Depot Inc
(919) 380-8222
1310 Se Maynard Road Ste 204
Cary, NC
 
Opinion Corner
People in North Carolina shared their opinions about Home Mortgage
Do you own or rent a home?
Own: 60%
Rent: 32%
Other: 6%
The recent credit crisis seems to have affected everyone. How has it affected you?
I have lost my home: 11%
I have had to downgrade my home: 5%
I am living paycheck to paycheck: 37%
I have eliminated some of my expenses in order to keep my home: 20%
It has not affected me: 20%
Other: 5%
What is the value of your house in relation to your outstanding mortgage?
I am in the red: 12%
I have some equity in my home: 61%
I own my home outright: 22%
I have no idea: 3%
Other: 0%
Have you been able to take advantage of the lower interest rates and refinance your mortgage?
Yes: 45%
I have tried but have not been successful: 20%
No: 33%
Have your savings/retirement funds been affected?
No, haven’t touched my savings/retirement: 32%
Yes, they were slightly affected: 29%
Yes, they were significantly affected/drained: 38%
Source: Survey.com