Home Refinancing Charleston SC

Homeowners can apply for home refinancing, meaning they can get an entirely new mortgage on their home. This can be advantageous when mortgage interest rates fall below what they were when the original mortgage was taken out. This will result in lower payments and savings over the entire life of the loan. But homeowners must meet certain criteria before they can refinance; homeowners’ credit file will be reviewed, and a title report along with a report on liens on the property will be done, among other things, when the homeowner is going through the application process.

Countrywide Home Loans Inc
(843) 763-5551
946 Orleans Rd Unit F1
Charleston, SC
 
Premier Mortgage Funding Inc
(843) 571-7884
723 Saint Andrews Blvd Ste B
Charleston, SC
 
Bank Of America Na Charlotte
(843) 720-2260
200 Meeting St
Charleston, SC
 
Charleston Bank Consortium
(843) 766-6676
1209-A Sam Rittenberg Blvd
Charleston, SC
 
A Better Deal Mortgage Com LLC
(843) 402-0300
1023 Wappoo Rd Ste A-10
Charleston, SC
 
The Bank Of South Carolina
(803) 724-1500
256 Meeting St
Charleston, SC
 
Family First Mortgage Corp
(843) 224-3644
14A Bedons Aly
Charleston, SC
 
Suntrust Mortgage Inc
(843) 579-4866
145 King St Ste 101
Charleston, SC
 
Shelter Mortgage Company LLC
(803) 747-9300
4 Carriage Ln Ste 101
Charleston, SC
 
Compass Mortgage Inc
(843) 763-1101
1350 Ashley River Rd Ste D
Charleston, SC
 
Opinion Corner
People in South Carolina shared their opinions about Home Mortgage
Do you own or rent a home?
Own: 86%
Rent: 13%
Other: 0%
The recent credit crisis seems to have affected everyone. How has it affected you?
I have lost my home: 5%
I have had to downgrade my home: 5%
I am living paycheck to paycheck: 40%
I have eliminated some of my expenses in order to keep my home: 20%
It has not affected me: 25%
Other: 5%
What is the value of your house in relation to your outstanding mortgage?
I am in the red: 26%
I have some equity in my home: 36%
I own my home outright: 31%
I have no idea: 5%
Other: 0%
Have you been able to take advantage of the lower interest rates and refinance your mortgage?
Yes: 7%
I have tried but have not been successful: 46%
No: 46%
Have your savings/retirement funds been affected?
No, haven’t touched my savings/retirement: 45%
Yes, they were slightly affected: 20%
Yes, they were significantly affected/drained: 35%
Source: Survey.com