Home Refinancing Charleston WV

Homeowners can apply for home refinancing, meaning they can get an entirely new mortgage on their home. This can be advantageous when mortgage interest rates fall below what they were when the original mortgage was taken out. This will result in lower payments and savings over the entire life of the loan. But homeowners must meet certain criteria before they can refinance; homeowners’ credit file will be reviewed, and a title report along with a report on liens on the property will be done, among other things, when the homeowner is going through the application process.

West Virginia Bankers Association
(304) 343-8838
120 Washington Street
Charleston, WV
 
West Virginia Housing Dev Fund
(304) 345-6475
814 Virginia St East
Charleston, WV
 
Wesbanco Bank Inc
(304) 347-4029
300 Tennessee Avenue
Charleston, WV
 
The Poca Valley Bank
(304) 204-2067
7053 Charleston Rd
Walton, WV
 
Branch Banking And Trust Co
(304) 348-7287
300 Summers St
Charleston, WV
 
Branch Banking And Trust Co
(304) 348-7287
300 Summers St
Charleston, WV
 
Allied Home Mortgage Capital Corporation
(304) 342-5592
888 Oakwood Rd
Charleston, WV
 
Huntington National Bank
(304) 755-6000
1905 1St Ave
Nitro, WV
 
Suntrust Mortgage Inc
(304) 340-7891
300 Capitol St
Charleston, WV
 
Stewart Title Guaranty Company
(304) 342-0004
101 Washington St E
Charleston, WV
 
Opinion Corner
People in West Virginia shared their opinions about Home Mortgage
Do you own or rent a home?
Own: 40%
Rent: 60%
Other: 0%
The recent credit crisis seems to have affected everyone. How has it affected you?
I have lost my home: 0%
I have had to downgrade my home: 0%
I am living paycheck to paycheck: 0%
I have eliminated some of my expenses in order to keep my home: 50%
It has not affected me: 50%
Other: 0%
What is the value of your house in relation to your outstanding mortgage?
I am in the red: 0%
I have some equity in my home: 100%
I own my home outright: 0%
I have no idea: 0%
Other: 0%
Have you been able to take advantage of the lower interest rates and refinance your mortgage?
Yes: 50%
I have tried but have not been successful: 0%
No: 50%
Have your savings/retirement funds been affected?
No, haven’t touched my savings/retirement: 50%
Yes, they were slightly affected: 50%
Yes, they were significantly affected/drained: 0%
Source: Survey.com