Home Refinancing Charlottesville VA

Homeowners can apply for home refinancing, meaning they can get an entirely new mortgage on their home. This can be advantageous when mortgage interest rates fall below what they were when the original mortgage was taken out. This will result in lower payments and savings over the entire life of the loan. But homeowners must meet certain criteria before they can refinance; homeowners’ credit file will be reviewed, and a title report along with a report on liens on the property will be done, among other things, when the homeowner is going through the application process.

Allied Home Mortgage Capital Corporation
(434) 293-5200
2496 Old Ivy Rd Ste 226
Charlottesville, VA
 
Heartwell Mortgage Corporation
(434) 872-0089
685 Berkmar Ct
Charlottesville, VA
 
American Home Mortgage Corp
(434) 964-0402
943 Glenwood Station Ln Ste 30
Charlottesville, VA
 
First American Mortgage Inc
(434) 296-0400
1415 Sachem Pl
Charlottesville, VA
 
Bank Of America Na Charlotte
(434) 977-2295
699 Berkmar Ct
Charlottesville, VA
 
Member Options LLC
(434) 964-9402
1936 Arlington Blvd
Charlottesville, VA
 
Resource Bank
(434) 973-3284
2019 Woodbrook Court
Charlottesville, VA
 
University Va Community Cr Un
(804) 964-2001
3300 Berkmar Drive
Charlottesville, VA
 
Compass Home Loans LLC
(434) 817-5120
1414 Sachem Pl Ste 2
Charlottesville, VA
 
Gmac Mortgage LLC
(804) 975-4622
620 Woodbrook Drive
Charlottesville, VA
 
Opinion Corner
People in Virginia shared their opinions about Home Mortgage
Do you own or rent a home?
Own: 60%
Rent: 30%
Other: 9%
The recent credit crisis seems to have affected everyone. How has it affected you?
I have lost my home: 0%
I have had to downgrade my home: 0%
I am living paycheck to paycheck: 40%
I have eliminated some of my expenses in order to keep my home: 12%
It has not affected me: 40%
Other: 8%
What is the value of your house in relation to your outstanding mortgage?
I am in the red: 8%
I have some equity in my home: 60%
I own my home outright: 8%
I have no idea: 24%
Other: 0%
Have you been able to take advantage of the lower interest rates and refinance your mortgage?
Yes: 43%
I have tried but have not been successful: 21%
No: 34%
Have your savings/retirement funds been affected?
No, haven’t touched my savings/retirement: 58%
Yes, they were slightly affected: 29%
Yes, they were significantly affected/drained: 12%
Source: Survey.com