Home Refinancing Chattanooga TN

Homeowners can apply for home refinancing, meaning they can get an entirely new mortgage on their home. This can be advantageous when mortgage interest rates fall below what they were when the original mortgage was taken out. This will result in lower payments and savings over the entire life of the loan. But homeowners must meet certain criteria before they can refinance; homeowners’ credit file will be reviewed, and a title report along with a report on liens on the property will be done, among other things, when the homeowner is going through the application process.

First Volunteer Bank Tennessee
(423) 668-4524
3Rd Fl Mtg Dept 728 Broad St
Chattanooga, TN
Chattanooga Neighborhood Enter
(423) 756-6201
1301 Market Street Suite 100
Chattanooga, TN
American Home Mortgage Company
(423) 899-9600
951 Eastgate Loop Suite-1300
Chattanooga, TN
Realty Center Mortage LLC
(423) 308-1230
505 Riverfront Pkwy
Chattanooga, TN
Synovus Mortgage Corp
(423) 648-2894
103 Cherokee Blvd
Chattanooga, TN
Amsouth Bank
(423) 752-1540
601 Market St
Chattanooga, TN
Suntrust Mortgage Inc
(423) 757-3707
736 Market Street
Chattanooga, TN
Mortgage South Of Tennessee
(423) 624-3878
409 S Germantown Rd
Chattanooga, TN
Heritage Lending And Investments LLC
(423) 499-0977
1505 Maxwell Rd
Chattanooga, TN
Community Mortgage Corporation
(000) 000-0000
1007 Ashland Terrace
Chattanooga, TN
Opinion Corner
People in Tennessee shared their opinions about Home Mortgage
Do you own or rent a home?
Own: 65%
Rent: 30%
Other: 4%
The recent credit crisis seems to have affected everyone. How has it affected you?
I have lost my home: 0%
I have had to downgrade my home: 6%
I am living paycheck to paycheck: 40%
I have eliminated some of my expenses in order to keep my home: 6%
It has not affected me: 40%
Other: 6%
What is the value of your house in relation to your outstanding mortgage?
I am in the red: 0%
I have some equity in my home: 73%
I own my home outright: 0%
I have no idea: 20%
Other: 6%
Have you been able to take advantage of the lower interest rates and refinance your mortgage?
Yes: 42%
I have tried but have not been successful: 21%
No: 35%
Have your savings/retirement funds been affected?
No, haven’t touched my savings/retirement: 57%
Yes, they were slightly affected: 28%
Yes, they were significantly affected/drained: 14%
Source: Survey.com