Home Refinancing Chesterfield VA

Homeowners can apply for home refinancing, meaning they can get an entirely new mortgage on their home. This can be advantageous when mortgage interest rates fall below what they were when the original mortgage was taken out. This will result in lower payments and savings over the entire life of the loan. But homeowners must meet certain criteria before they can refinance; homeowners’ credit file will be reviewed, and a title report along with a report on liens on the property will be done, among other things, when the homeowner is going through the application process.

Mr. William S. Hrank (RFC®), MBA
(804) 859-0511
9947 Hull Street Rd Ste 289
Richmond, VA
Company
Personal financial Planning of Virginia
Qualifications
Education: MBA - finance from Southern Illinois University.Post graduate Financial Planning from Virginia Commonwealth University
Years of Experience: 19
Membership
IARFC, FPA
Services
Invoice, Estate Planning, Business Planning, Portfolio Management, Pension Planning, personal Coach, Retirement Planning, Tax Planning, Seminars Work, Employee Benefits, Stocks and Bonds, Mutual Funds, Mortgage Loans, Business Coach, Education Plan, Asset Protection, Compensation Plans

Data Provided by:
Village Bank Mortgage Corporation
(804) 330-9800
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Richmond, VA
 
Amstar Mortgage Corporation
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7361 Whitepine Rd
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Golden Heart Mortgage LLC
(804) 425-7300
2430 Southland Dr Ste A
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Amerifund Financial Inc
(804) 271-1300
6601 Irongate Sq Ste C
Richmond, VA
 
Ark-la-tex Financial Services LLC
(804) 228-4061
9201 Arboretum Pkwy Ste 210
Richmond, VA
 
Razor Mortgage LLC
(804) 897-2400
400 Southlake Blvd Ste K
Richmond, VA
 
Mortgage Power Inc
(804) 915-4001
2737 Mcrae Road
Richmond, VA
 
Dupont Fibers Employees Cr Un
(804) 383-3181
5403 Jefferson Davis Highway
Richmond, VA
 
Midlothian Mortgage Group LLC
(804) 378-5127
9030 Stony Point Pkwy Ste 530
Richmond, VA
 
Data Provided by:
Opinion Corner
People in Virginia shared their opinions about Home Mortgage
Do you own or rent a home?
Own: 60%
Rent: 30%
Other: 9%
The recent credit crisis seems to have affected everyone. How has it affected you?
I have lost my home: 0%
I have had to downgrade my home: 0%
I am living paycheck to paycheck: 40%
I have eliminated some of my expenses in order to keep my home: 12%
It has not affected me: 40%
Other: 8%
What is the value of your house in relation to your outstanding mortgage?
I am in the red: 8%
I have some equity in my home: 60%
I own my home outright: 8%
I have no idea: 24%
Other: 0%
Have you been able to take advantage of the lower interest rates and refinance your mortgage?
Yes: 43%
I have tried but have not been successful: 21%
No: 34%
Have your savings/retirement funds been affected?
No, haven’t touched my savings/retirement: 58%
Yes, they were slightly affected: 29%
Yes, they were significantly affected/drained: 12%
Source: Survey.com