Home Refinancing Chico CA

Homeowners can apply for home refinancing, meaning they can get an entirely new mortgage on their home. This can be advantageous when mortgage interest rates fall below what they were when the original mortgage was taken out. This will result in lower payments and savings over the entire life of the loan. But homeowners must meet certain criteria before they can refinance; homeowners’ credit file will be reviewed, and a title report along with a report on liens on the property will be done, among other things, when the homeowner is going through the application process.

Home123 Corporation
(530) 343-6010
40 Constitution Dr Ste E
Chico, CA
 
Gateway Business Bank
(916) 894-5695
535 Wall Street
Chico, CA
 
American Pacific Mortgage
(530) 624-0210
1051 Mangrove Ave Ste 1B
Chico, CA
 
Community Hsg Improvement Program
(916) 891-6931
1001 Willow St
Chico, CA
 
Gold Country Lenders Inc
(530) 877-3455
7080 B Skyway
Paradise, CA
 
Butte Community Bank
(530) 899-7100
1390 Ridgewood Drive
Chico, CA
 
Real Estate Loan Center Inc
(530) 894-4590
1101 El Monte Ave
Chico, CA
 
Countrywide Home Loans Inc
(530) 897-6070
110 Mission Ranch Blvd
Chico, CA
 
Oaktree Funding Corporation
(800) 429-5000
35 Burkeshire Ct
Chico, CA
 
American Pacific Mortgage
(530) 877-9464
6200 Clark Rd Ste A
Paradise, CA
 
Opinion Corner
People in California shared their opinions about Home Mortgage
Do you own or rent a home?
Own: 53%
Rent: 43%
Other: 2%
The recent credit crisis seems to have affected everyone. How has it affected you?
I have lost my home: 6%
I have had to downgrade my home: 9%
I am living paycheck to paycheck: 27%
I have eliminated some of my expenses in order to keep my home: 30%
It has not affected me: 19%
Other: 7%
What is the value of your house in relation to your outstanding mortgage?
I am in the red: 20%
I have some equity in my home: 48%
I own my home outright: 14%
I have no idea: 14%
Other: 1%
Have you been able to take advantage of the lower interest rates and refinance your mortgage?
Yes: 34%
I have tried but have not been successful: 31%
No: 33%
Have your savings/retirement funds been affected?
No, haven’t touched my savings/retirement: 40%
Yes, they were slightly affected: 34%
Yes, they were significantly affected/drained: 25%
Source: Survey.com