Home Refinancing Chula Vista CA

Homeowners can apply for home refinancing, meaning they can get an entirely new mortgage on their home. This can be advantageous when mortgage interest rates fall below what they were when the original mortgage was taken out. This will result in lower payments and savings over the entire life of the loan. But homeowners must meet certain criteria before they can refinance; homeowners’ credit file will be reviewed, and a title report along with a report on liens on the property will be done, among other things, when the homeowner is going through the application process.

Countrywide Home Loans Inc
(619) 425-0960
476 3Rd Ave
Chula Vista, CA
 
Network Financial Inc
(619) 470-9573
3252 Bonita Rd Ste C
Chula Vista, CA
 
Tripoint Mortgage Group Inc
(619) 420-8400
637 3Rd Ave Ste H
Chula Vista, CA
 
American Home Mortgage Corp
(619) 498-3070
333 H St Ste 3010
Chula Vista, CA
 
Imortgage Funding Corporation
(619) 941-1526
3750 Palm Ave
San Diego, CA
 
Gmac Mortgage LLC
(619) 946-5505
303 H St Ste 435
Chula Vista, CA
 
Cabrillo Mortgage & Realty Services
(619) 827-1400
590 3Rd Avenue Suite 205
Chula Vista, CA
 
Lenders Group LLC
(619) 574-4880
3130 Bonita Road Suite-108
Chula Vista, CA
 
Westcoast Home Loan Inc
(619) 409-1500
717 3Rd Avenue
Chula Vista, CA
 
Venture One Mortgage Corporation
(619) 474-4200
3035 E 8Th St
National City, CA
 
Opinion Corner
People in California shared their opinions about Home Mortgage
Do you own or rent a home?
Own: 53%
Rent: 43%
Other: 2%
The recent credit crisis seems to have affected everyone. How has it affected you?
I have lost my home: 6%
I have had to downgrade my home: 9%
I am living paycheck to paycheck: 27%
I have eliminated some of my expenses in order to keep my home: 30%
It has not affected me: 19%
Other: 7%
What is the value of your house in relation to your outstanding mortgage?
I am in the red: 20%
I have some equity in my home: 48%
I own my home outright: 14%
I have no idea: 14%
Other: 1%
Have you been able to take advantage of the lower interest rates and refinance your mortgage?
Yes: 34%
I have tried but have not been successful: 31%
No: 33%
Have your savings/retirement funds been affected?
No, haven’t touched my savings/retirement: 40%
Yes, they were slightly affected: 34%
Yes, they were significantly affected/drained: 25%
Source: Survey.com