Home Refinancing Cincinnati OH

Homeowners can apply for home refinancing, meaning they can get an entirely new mortgage on their home. This can be advantageous when mortgage interest rates fall below what they were when the original mortgage was taken out. This will result in lower payments and savings over the entire life of the loan. But homeowners must meet certain criteria before they can refinance; homeowners’ credit file will be reviewed, and a title report along with a report on liens on the property will be done, among other things, when the homeowner is going through the application process.

Columbia Savings Bank
(513) 281-2443
411 Ludlow Ave
Cincinnati, OH
 
Home Ownership Center of Greater Cincinnati Inc.
(513) 961-2800
2820 Vernon Place
Cincinnati, OH

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Keynote Equity
(513) 241-1441
126 West 7th Street
Cincinnati, OH

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Hyde Park Financial Corp
(513) 871-8755
3322 Erie Ave - 2Nd Floor
Cincinnati, OH
 
Humbert Mortgage Inc.
(513) 761-2251
1250 Springfield Pike
Cincinnati, OH

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The Home Ownership Ctr Of Greater Cn Inc
(513) 961-2800
2820 Vernon Place
Cincinnati, OH
 
Allied Home Mortgage Capital Corporation
(859) 261-5363
357 Taylor Ave
Bellevue, KY
 
C M C Mortgage Services
(513) 351-1500
615 Elsinore Place
Cincinnati, OH

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First Magnus Financial Corp
(513) 321-1777
3750 Outlook Avenue
Cincinnati, OH
 
Cincinnati Mortgage Co
(513) 351-0088
2690 Madison Road
Cincinnati, OH
 
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Opinion Corner
People in Ohio shared their opinions about Home Mortgage
Do you own or rent a home?
Own: 73%
Rent: 23%
Other: 2%
The recent credit crisis seems to have affected everyone. How has it affected you?
I have lost my home: 7%
I have had to downgrade my home: 5%
I am living paycheck to paycheck: 31%
I have eliminated some of my expenses in order to keep my home: 15%
It has not affected me: 27%
Other: 11%
What is the value of your house in relation to your outstanding mortgage?
I am in the red: 15%
I have some equity in my home: 54%
I own my home outright: 10%
I have no idea: 17%
Other: 2%
Have you been able to take advantage of the lower interest rates and refinance your mortgage?
Yes: 31%
I have tried but have not been successful: 19%
No: 48%
Have your savings/retirement funds been affected?
No, haven’t touched my savings/retirement: 46%
Yes, they were slightly affected: 28%
Yes, they were significantly affected/drained: 24%
Source: Survey.com