Home Refinancing Cleveland TN

Homeowners can apply for home refinancing, meaning they can get an entirely new mortgage on their home. This can be advantageous when mortgage interest rates fall below what they were when the original mortgage was taken out. This will result in lower payments and savings over the entire life of the loan. But homeowners must meet certain criteria before they can refinance; homeowners’ credit file will be reviewed, and a title report along with a report on liens on the property will be done, among other things, when the homeowner is going through the application process.

The-bank-first Citizens Bank
(423) 478-8641
2305 Keith St Nw
Cleveland, TN
 
Southern Heritage Bank
(423) 473-7980
2530 Dalton Pike
Cleveland, TN
 
U S A Mortgage Inc
(423) 478-3115
4035 Keith St Nw
Cleveland, TN
 
First Horizon Home Loan Corporation
(423) 954-2575
7550 E Brainerd Rd Ste 125
Chattanooga, TN
 
Larry Daniels
8966 Dayton Pike
Soddy Daisy, TN
Company
Title: Financial Advisor / Agent
Company: Mountain Wealth Management
Type
Registered Investor: Yes
Education
BS Business Administration University of Tennessee
Years Experience
Years Experience: 25
Service
Health Care Insurance,Retirement Planning,Real Estate Investment Planning,Commission-Only Financial Planning (Full Disclosure),Insurance & Risk Management Planning,Retirement Income Distribution Planning,Education Funding & Financial Aid Planning,Hourly Financial Planning Engagements,Alternative Investments,Disability Insurance,Annuities,Alternative Asset Class Planning,Investment Consulting & Allocation Design,Business Succession & Liquidation Planning,Estate Tax Planning,Asset Protection Strat

Data Provided by:
Bank Of Cleveland
(423) 478-5656
75 1St St Nw
Cleveland, TN
 
United Community Banks Inc
(423) 559-2696
3372 Keith St Nw
Cleveland, TN
 
Advantage Financial Services Corp
(423) 396-2325
9325 Apison Pike
Ooltewah, TN
 
American First Mortgage LLC
(423) 894-8388
7030 Lee Hwy Ste 101
Chattanooga, TN
 
Countrywide Bank Na
(800) 960-4219
1606 Gunbarrel Rd Ste 101
Chattanooga, TN
 
Data Provided by:
Opinion Corner
People in Tennessee shared their opinions about Home Mortgage
Do you own or rent a home?
Own: 65%
Rent: 30%
Other: 4%
The recent credit crisis seems to have affected everyone. How has it affected you?
I have lost my home: 0%
I have had to downgrade my home: 6%
I am living paycheck to paycheck: 40%
I have eliminated some of my expenses in order to keep my home: 6%
It has not affected me: 40%
Other: 6%
What is the value of your house in relation to your outstanding mortgage?
I am in the red: 0%
I have some equity in my home: 73%
I own my home outright: 0%
I have no idea: 20%
Other: 6%
Have you been able to take advantage of the lower interest rates and refinance your mortgage?
Yes: 42%
I have tried but have not been successful: 21%
No: 35%
Have your savings/retirement funds been affected?
No, haven’t touched my savings/retirement: 57%
Yes, they were slightly affected: 28%
Yes, they were significantly affected/drained: 14%
Source: Survey.com