Home Refinancing Clifton NJ

Homeowners can apply for home refinancing, meaning they can get an entirely new mortgage on their home. This can be advantageous when mortgage interest rates fall below what they were when the original mortgage was taken out. This will result in lower payments and savings over the entire life of the loan. But homeowners must meet certain criteria before they can refinance; homeowners’ credit file will be reviewed, and a title report along with a report on liens on the property will be done, among other things, when the homeowner is going through the application process.

Atlantic Home Loans Inc
(973) 916-0411
198 Lexington Ave
Passaic, NJ
 
Mortgage Plus Inc
(973) 614-1919
105 1St St
Clifton, NJ
 
Federal Mortgage And Investment Corp
(973) 777-7784
1111 Clifton Avenue
Clifton, NJ
 
Clifton Savings Bank Sla
(201) 473-2200
1433 Van Houten Ave
Clifton, NJ
 
First Jersey Mortgage Srvs Inc
(973) 772-2211
217 Lakeview Avenue
Clifton, NJ
 
Aig Federal Savings Bank
(877) 244-1532
10 Dawson Ave
Passaic, NJ
 
Sunset Mortgage Company Lp
(973) 772-2808
3-5 Village Sq E Ste C
Clifton, NJ
 
First Horizon Home Loan Corporation
(973) 574-9900
777 Passaic Ave
Clifton, NJ
 
First Lincoln Mortgage Corporation
(973) 779-6400
1010 Clifton Ave
Clifton, NJ
 
Funding Resources Mortgage Corporation
(973) 249-7979
777 Passaic Ave Ste 385
Clifton, NJ
 
Opinion Corner
People in New Jersey shared their opinions about Home Mortgage
Do you own or rent a home?
Own: 59%
Rent: 32%
Other: 7%
The recent credit crisis seems to have affected everyone. How has it affected you?
I have lost my home: 6%
I have had to downgrade my home: 6%
I am living paycheck to paycheck: 36%
I have eliminated some of my expenses in order to keep my home: 18%
It has not affected me: 27%
Other: 4%
What is the value of your house in relation to your outstanding mortgage?
I am in the red: 26%
I have some equity in my home: 51%
I own my home outright: 7%
I have no idea: 9%
Other: 4%
Have you been able to take advantage of the lower interest rates and refinance your mortgage?
Yes: 29%
I have tried but have not been successful: 43%
No: 27%
Have your savings/retirement funds been affected?
No, haven’t touched my savings/retirement: 32%
Yes, they were slightly affected: 46%
Yes, they were significantly affected/drained: 20%
Source: Survey.com