Home Refinancing Clovis NM

Homeowners can apply for home refinancing, meaning they can get an entirely new mortgage on their home. This can be advantageous when mortgage interest rates fall below what they were when the original mortgage was taken out. This will result in lower payments and savings over the entire life of the loan. But homeowners must meet certain criteria before they can refinance; homeowners’ credit file will be reviewed, and a title report along with a report on liens on the property will be done, among other things, when the homeowner is going through the application process.

Accessbank
(505) 762-4417
801 Pile Street
Clovis, NM
 
The Bank Of Clovis
(505) 769-9000
300 Main Street
Clovis, NM
 
The James Polk Stone National Bank
(575) 742-1000
901 Colonial Pkwy
Clovis, NM
 
New Mexico Bank & Trust Clovis-Melrose - Hilltop Branch
(505) 762-4741
Hilltop Plaza
CLOVIS, NM
Services
Mortgage Brokers

Citifinancial
(505) 769-8342
2200 North Main Street Suite 1A
CLOVIS, NM
Services
Mortgage Brokers

American Home Mortgage Corp
(505) 742-3734
1654 Us 60 84
Clovis, NM
 
PrimeSource Mortgage
(575) 762-7006
3620 N. Prince Street Suite E
CLOVIS, NM
Services
Mortgage Brokers

Associates Real Estate
(505) 762-8001
420 Commerce Way
Clovis, NM
 
Access Bank
(505) 762-4417
Clovis, NM
 
American Home Mortgage Corporation
(505) 784-3943
1654 US60 84
CLOVIS, NM
Services
Mortgage Brokers

Opinion Corner
People in New Mexico shared their opinions about Home Mortgage
Do you own or rent a home?
Own: 57%
Rent: 42%
Other: 0%
The recent credit crisis seems to have affected everyone. How has it affected you?
I have lost my home: 25%
I have had to downgrade my home: 0%
I am living paycheck to paycheck: 75%
I have eliminated some of my expenses in order to keep my home: 0%
It has not affected me: 0%
Other: 0%
What is the value of your house in relation to your outstanding mortgage?
I am in the red: 0%
I have some equity in my home: 33%
I own my home outright: 33%
I have no idea: 33%
Other: 0%
Have you been able to take advantage of the lower interest rates and refinance your mortgage?
Yes: 50%
I have tried but have not been successful: 0%
No: 50%
Have your savings/retirement funds been affected?
No, haven’t touched my savings/retirement: 0%
Yes, they were slightly affected: 25%
Yes, they were significantly affected/drained: 75%
Source: Survey.com