Home Refinancing Clovis NM

Homeowners can apply for home refinancing, meaning they can get an entirely new mortgage on their home. This can be advantageous when mortgage interest rates fall below what they were when the original mortgage was taken out. This will result in lower payments and savings over the entire life of the loan. But homeowners must meet certain criteria before they can refinance; homeowners’ credit file will be reviewed, and a title report along with a report on liens on the property will be done, among other things, when the homeowner is going through the application process.

American Home Mortgage Corp
(505) 742-3734
1654 Us 60 84
Clovis, NM
 
Accessbank
(505) 762-4417
801 Pile Street
Clovis, NM
 
Bank of America - North Prince
(575) 769-2806
2720 N. Prince Street
Clovis, NM
Type
Banking Center
Services
Banking Center Services: Change Order, Commercial Deposits, Night Deposits, Drive Up
Outdoor ATM Services: Open 24 Hours, Talking ATM, Braille, Accepts Deposits, Drive Up, Deposit Image
Languages
English, Spanish, Chinese, Korean, French, Russian, Portuguese
Office Hours
Monday 9-4
Tuesday 9-4
Wednesday 9-4
Thursday 9-4
Friday 9-5
Saturday 9-12
Sunday Closed
Drive Up Hours
Monday 8:30-5
Tuesday 8:30-5
Wednesday 8:30-5
Thursday 8:30-5
Friday 8:30-5
Saturday 9-12
Sunday Closed

New Mexico Bank And Trust Clovismelrose Hilltop Branch
(505) 762-4741
Hilltop Plaza
Clovis, NM
 
Bank Of America
(505) 769-2806
2720 N Prince St
CLOVIS, NM
Services
Mortgage Brokers

The Bank Of Clovis
(505) 769-9000
300 Main Street
Clovis, NM
 
Citifinancial
(505) 769-8342
2200 North Main Street Suite 1A
CLOVIS, NM
Services
Mortgage Brokers

Accessbank Main Office
(505) 762-4417
801 Pile Street
Clovis, NM
 
New Mexico Bank & Trust Clovis-Melrose - Answer Line
(505) 762-1625
709 Pile Street
CLOVIS, NM
Services
Mortgage Brokers

Curry County Abstract And Title Co
(505) 762-4787
520 Mitchell Street
Clovis, NM
 
Opinion Corner
People in New Mexico shared their opinions about Home Mortgage
Do you own or rent a home?
Own: 57%
Rent: 42%
Other: 0%
The recent credit crisis seems to have affected everyone. How has it affected you?
I have lost my home: 25%
I have had to downgrade my home: 0%
I am living paycheck to paycheck: 75%
I have eliminated some of my expenses in order to keep my home: 0%
It has not affected me: 0%
Other: 0%
What is the value of your house in relation to your outstanding mortgage?
I am in the red: 0%
I have some equity in my home: 33%
I own my home outright: 33%
I have no idea: 33%
Other: 0%
Have you been able to take advantage of the lower interest rates and refinance your mortgage?
Yes: 50%
I have tried but have not been successful: 0%
No: 50%
Have your savings/retirement funds been affected?
No, haven’t touched my savings/retirement: 0%
Yes, they were slightly affected: 25%
Yes, they were significantly affected/drained: 75%
Source: Survey.com