Home Refinancing Columbia MD

Homeowners can apply for home refinancing, meaning they can get an entirely new mortgage on their home. This can be advantageous when mortgage interest rates fall below what they were when the original mortgage was taken out. This will result in lower payments and savings over the entire life of the loan. But homeowners must meet certain criteria before they can refinance; homeowners’ credit file will be reviewed, and a title report along with a report on liens on the property will be done, among other things, when the homeowner is going through the application process.

American Home Mortgage Corp
(888) 766-2226
6996 Columbia Gateway Drive
Columbia, MD
 
Columbia National Real Estates Finance
(410) 837-4000
10270 Old Columbia Rd Ste 600
Columbia, MD
 
Homeamerican Mortgage Corp
(410) 312-2800
6200 Old Dobbin Ln Ste 150
Columbia, MD
 
Universal American Mortgage Co LLC
(410) 381-1529
10211 Wincopin Cir Ste 310
Columbia, MD
 
Bank Of America Na Charlotte
(410) 884-8236
10320 Little Patuxent Pkwy
Columbia, MD
 
MD DC Credit Union Association
(410) 290-6858
8975 Guilford Road Suite 190
Columbia, MD
 
Fieldstone Mortgage Company
(410) 772-7200
11000 Brokenland Pkwy Ste 600
Columbia, MD
 
Equity United Mortgage Corporation
(410) 772-1113
8808 Centre Park Dr Ste 302
Columbia, MD
 
Stearns Lending Inc
(410) 872-9210
8840 Stanford Blvd Ste 1400
Columbia, MD
 
Countrywide Home Loans Inc
(410) 312-0791
6750 Alexander Bell Dr Ste 310
Columbia, MD
 
Opinion Corner
People in Maryland shared their opinions about Home Mortgage
Do you own or rent a home?
Own: 59%
Rent: 36%
Other: 4%
The recent credit crisis seems to have affected everyone. How has it affected you?
I have lost my home: 7%
I have had to downgrade my home: 0%
I am living paycheck to paycheck: 23%
I have eliminated some of my expenses in order to keep my home: 38%
It has not affected me: 30%
Other: 0%
What is the value of your house in relation to your outstanding mortgage?
I am in the red: 16%
I have some equity in my home: 66%
I own my home outright: 0%
I have no idea: 16%
Other: 0%
Have you been able to take advantage of the lower interest rates and refinance your mortgage?
Yes: 75%
I have tried but have not been successful: 16%
No: 8%
Have your savings/retirement funds been affected?
No, haven’t touched my savings/retirement: 61%
Yes, they were slightly affected: 15%
Yes, they were significantly affected/drained: 23%
Source: Survey.com