Home Refinancing Columbia SC

Homeowners can apply for home refinancing, meaning they can get an entirely new mortgage on their home. This can be advantageous when mortgage interest rates fall below what they were when the original mortgage was taken out. This will result in lower payments and savings over the entire life of the loan. But homeowners must meet certain criteria before they can refinance; homeowners’ credit file will be reviewed, and a title report along with a report on liens on the property will be done, among other things, when the homeowner is going through the application process.

City Of Columbia
(803) 733-8459
1225 Laurel Street
Columbia, SC
 
First Citizens Bank And Tr Co
(803) 733-2615
1314 Park Street
Columbia, SC
 
MPSC Mortgage Professionals of South Carolina
(803) 771-0416
1122 Lady Street, Suite 914
Columbia, SC
 
South Carolina Bank And Trust Na
(803) 231-3508
520 Gervais St Ste 310
Columbia, SC
 
Hinks Company Inc
(803) 765-9399
712 Richland Street Suite-A
Columbia, SC
 
Challenge Financial Investors Corp
(803) 251-2342
2712 Middleburg Dr Ste 216
Columbia, SC
 
Metro Mortgage Corporation
(803) 765-1772
2001 Assemly Street Suite 202
Columbia, SC
 
South Carolina Community Bank
(803) 733-8100
1545 Sumter Street
Columbia, SC
 
Washington Mutual Bk Fa-wmhli-fmc
(803) 929-7900
1333 Main St
Columbia, SC
 
Bank Of America Na Charlotte
(803) 255-7734
1901 Main St Ste 280
Columbia, SC
 
Opinion Corner
People in South Carolina shared their opinions about Home Mortgage
Do you own or rent a home?
Own: 86%
Rent: 13%
Other: 0%
The recent credit crisis seems to have affected everyone. How has it affected you?
I have lost my home: 5%
I have had to downgrade my home: 5%
I am living paycheck to paycheck: 40%
I have eliminated some of my expenses in order to keep my home: 20%
It has not affected me: 25%
Other: 5%
What is the value of your house in relation to your outstanding mortgage?
I am in the red: 26%
I have some equity in my home: 36%
I own my home outright: 31%
I have no idea: 5%
Other: 0%
Have you been able to take advantage of the lower interest rates and refinance your mortgage?
Yes: 7%
I have tried but have not been successful: 46%
No: 46%
Have your savings/retirement funds been affected?
No, haven’t touched my savings/retirement: 45%
Yes, they were slightly affected: 20%
Yes, they were significantly affected/drained: 35%
Source: Survey.com