Home Refinancing Columbus GA

Homeowners can apply for home refinancing, meaning they can get an entirely new mortgage on their home. This can be advantageous when mortgage interest rates fall below what they were when the original mortgage was taken out. This will result in lower payments and savings over the entire life of the loan. But homeowners must meet certain criteria before they can refinance; homeowners’ credit file will be reviewed, and a title report along with a report on liens on the property will be done, among other things, when the homeowner is going through the application process.

Tic Federal Credit Union
(706) 320-8538
1251 13Th Street
Columbus, GA
 
Mr. Lawrence W. Hoffman (RFC®), CFP, CHFC
(706) 323-9980
18 9th Street, Suite 500
Columbus, GA
Company
First Command Financial Planning
Qualifications
Education: BS in General Engineering from United States Military Academy (West Point). MS in Administration from Central Michigan. MS in Secondary School Education (Principal) from East Central University (Oklahoma).
Years of Experience: 11
Membership
IARFC, FPA
Services
Invoice, Estate Planning, Business Planning, Portfolio Management, Trustee Service, Pension Planning, Retirement Planning, Tax Planning, Tax Returns, Seminars Work, Employee Benefits, Family Offices, Mutual Funds, Mortgage Loans, CD Banking, Annuities, Life Insurance, Disability Income Insurance, Long Term Care Insurance, Auto Home Insurance, Charitable Planning, Education Plan, Asset Protection, BuySell, LiabCover, Compensation Plans

Data Provided by:
First Horizon Home Loan Corporation
(706) 649-3920
1921 Whittlesey Rd Ste 210
Columbus, GA
 
Charterbank
(706) 596-9775
118-C Enterprise Court
Columbus, GA
 
Fairfield Financial Services Inc
(706) 321-1550
5820 Veterans Pkwy Ste 309
Columbus, GA
 
Suntrust Bank
(706) 649-3768
6310 Bradley Park Drive
Columbus, GA
 
Columbus Housing Initiative Inc
(706) 324-4663
18 W 11Th St Ste A
Columbus, GA
 
Hilton Mortgage Corporation Ii
(706) 324-0071
4800 Armour Road Bldg B
Columbus, GA
 
New South Federal Savings Bank
(706) 576-4352
4 Bradley Park Court Ste. 3A
Columbus, GA
 
First Mutual Mortgage Acorporation
(706) 571-0424
3646 Edgewood Rd
Columbus, GA
 
Data Provided by:
Opinion Corner
People in Georgia shared their opinions about Home Mortgage
Do you own or rent a home?
Own: 67%
Rent: 29%
Other: 3%
The recent credit crisis seems to have affected everyone. How has it affected you?
I have lost my home: 10%
I have had to downgrade my home: 2%
I am living paycheck to paycheck: 29%
I have eliminated some of my expenses in order to keep my home: 29%
It has not affected me: 27%
Other: 0%
What is the value of your house in relation to your outstanding mortgage?
I am in the red: 21%
I have some equity in my home: 36%
I own my home outright: 18%
I have no idea: 21%
Other: 3%
Have you been able to take advantage of the lower interest rates and refinance your mortgage?
Yes: 51%
I have tried but have not been successful: 18%
No: 29%
Have your savings/retirement funds been affected?
No, haven’t touched my savings/retirement: 45%
Yes, they were slightly affected: 27%
Yes, they were significantly affected/drained: 27%
Source: Survey.com