Home Refinancing Concord CA

Homeowners can apply for home refinancing, meaning they can get an entirely new mortgage on their home. This can be advantageous when mortgage interest rates fall below what they were when the original mortgage was taken out. This will result in lower payments and savings over the entire life of the loan. But homeowners must meet certain criteria before they can refinance; homeowners’ credit file will be reviewed, and a title report along with a report on liens on the property will be done, among other things, when the homeowner is going through the application process.

Countrywide Home Loans Inc
(570) 363-9860
1701-B Willow Pass Road
Concord, CA
 
Jz Mortgage Inc
(925) 566-5000
5099 Commercial Cir Ste 200
Concord, CA
 
Ark-la-tex Financial Services LLC
(214) 420-2714
1855 Gateway Blvd Ste 1040
Concord, CA
 
Seniors Reverse Mortgage
(925) 370-9339
1465 Enea Cir Ste 1035
Concord, CA
 
Mortgageit Inc
(925) 459-7500
1855 Gateway Blvd - Suite 560
Concord, CA
 
Ownit Mortgage Solutions Inc
(800) 876-0211
1320 Willow Pass Rd Ste 700
Concord, CA
 
American Home Mortgage Corp
(925) 288-7000
1140 Galaxy Way Ste 150
Concord, CA
 
Scme Mortgage Bankers Inc
(925) 603-1700
1401 Willow Pass Rd Ste 850
Concord, CA
 
First Magnus Financial Corp
(925) 305-2700
1850 Gateway Blvd Ste 240
Concord, CA
 
American Mortgage Network
(925) 691-5393
1401 Willow Pass Rd # 1010
Concord, CA
 
Opinion Corner
People in California shared their opinions about Home Mortgage
Do you own or rent a home?
Own: 53%
Rent: 43%
Other: 2%
The recent credit crisis seems to have affected everyone. How has it affected you?
I have lost my home: 6%
I have had to downgrade my home: 9%
I am living paycheck to paycheck: 27%
I have eliminated some of my expenses in order to keep my home: 30%
It has not affected me: 19%
Other: 7%
What is the value of your house in relation to your outstanding mortgage?
I am in the red: 20%
I have some equity in my home: 48%
I own my home outright: 14%
I have no idea: 14%
Other: 1%
Have you been able to take advantage of the lower interest rates and refinance your mortgage?
Yes: 34%
I have tried but have not been successful: 31%
No: 33%
Have your savings/retirement funds been affected?
No, haven’t touched my savings/retirement: 40%
Yes, they were slightly affected: 34%
Yes, they were significantly affected/drained: 25%
Source: Survey.com