Home Refinancing Concord NC

Homeowners can apply for home refinancing, meaning they can get an entirely new mortgage on their home. This can be advantageous when mortgage interest rates fall below what they were when the original mortgage was taken out. This will result in lower payments and savings over the entire life of the loan. But homeowners must meet certain criteria before they can refinance; homeowners’ credit file will be reviewed, and a title report along with a report on liens on the property will be done, among other things, when the homeowner is going through the application process.

Tarheel Mortgage Services Inc
(704) 788-8500
964 Copperfield Blvd Ne
Concord, NC
 
Texas Capital Bank
(704) 795-2120
620 Church St N
Concord, NC
 
First Mariner Bank
(704) 795-5505
1036 Branchview Dr
Concord, NC
 
Challenge Financial Investors Corp
(704) 455-9702
5620 Concord Pkwy S Ste 203
Concord, NC
 
Ark-la-tex Financial Services LLC
(704) 248-0517
434 Laurel Crest Dr
Kannapolis, NC
 
Cabarrus Bank And Trust Company
(704) 262-3855
25 Palaside Dr Ne
Concord, NC
 
First Family Mortgage Inc
(704) 792-1326
552A Newell St Nw
Concord, NC
 
Tbw Inc
(704) 784-4214
4760 Lauren Glen
Concord, NC
 
Empire Equity Group Inc
(704) 454-5656
4608 Highway 49 S
Harrisburg, NC
 
United Financial Mortgage Corp
(704) 510-2750
416 Mccullough Dr Ste 100
Charlotte, NC
 
Opinion Corner
People in North Carolina shared their opinions about Home Mortgage
Do you own or rent a home?
Own: 60%
Rent: 32%
Other: 6%
The recent credit crisis seems to have affected everyone. How has it affected you?
I have lost my home: 11%
I have had to downgrade my home: 5%
I am living paycheck to paycheck: 37%
I have eliminated some of my expenses in order to keep my home: 20%
It has not affected me: 20%
Other: 5%
What is the value of your house in relation to your outstanding mortgage?
I am in the red: 12%
I have some equity in my home: 61%
I own my home outright: 22%
I have no idea: 3%
Other: 0%
Have you been able to take advantage of the lower interest rates and refinance your mortgage?
Yes: 45%
I have tried but have not been successful: 20%
No: 33%
Have your savings/retirement funds been affected?
No, haven’t touched my savings/retirement: 32%
Yes, they were slightly affected: 29%
Yes, they were significantly affected/drained: 38%
Source: Survey.com