Home Refinancing Corpus Christi TX

Homeowners can apply for home refinancing, meaning they can get an entirely new mortgage on their home. This can be advantageous when mortgage interest rates fall below what they were when the original mortgage was taken out. This will result in lower payments and savings over the entire life of the loan. But homeowners must meet certain criteria before they can refinance; homeowners’ credit file will be reviewed, and a title report along with a report on liens on the property will be done, among other things, when the homeowner is going through the application process.

Raul Torres (RFC®), CPA
(361) 854-0822
4118 Ayers St.
Corpus Christi, TX
Company
Raul Torres CPA
Qualifications
Education: BBA, MBA
Years of Experience: 13
Membership
IARFC
Services
Invoice, Estate Planning, Business Planning, Portfolio Management, Executive Compensation Planning, Retirement Planning, Tax Planning, Tax Returns, Seminars Work, Employee Benefits, Mutual Funds, Mortgage Loans, CD Banking, Annuities, Life Insurance, Disability Income Insurance, Group Insurance, Charitable Planning, Education Plan, Asset Protection, BuySell, Compensation Plans

Data Provided by:
Coastal Bend Mortgage Inc
(361) 992-2020
5656 S Staples St Ste 200
Corpus Christi, TX
 
American Home Mortgage Corp
(877) 848-2795
5402 S Staples St Ste 101
Corpus Christi, TX
 
Ark-la-tex Financial Services LLC
(214) 420-2700
5262 S Staples St # 300Bb
Corpus Christi, TX
 
Valley Mortgage Company Inc
(361) 885-6282
555 N Carancahua St Ste 100
Corpus Christi, TX
 
Allied Home Mortgage Capital Corporation
(361) 808-7899
4639 Corona Dr Ste 66
Corpus Christi, TX
 
American Bank Na
(361) 992-9900
5120 South Padre Island Dr
Corpus Christi, TX
 
Home123 Corporation
(361) 993-0302
5022 Holly Rd Ste 104
Corpus Christi, TX
 
Challenge Financial Investors Corp
(888) 860-1401
5625 Betty Jean Dr
Corpus Christi, TX
 
Champion Mortgage LLC
(361) 985-2224
5306A Holly Rd
Corpus Christi, TX
 
Data Provided by:
Opinion Corner
People in Texas shared their opinions about Home Mortgage
Do you own or rent a home?
Own: 65%
Rent: 31%
Other: 3%
The recent credit crisis seems to have affected everyone. How has it affected you?
I have lost my home: 0%
I have had to downgrade my home: 2%
I am living paycheck to paycheck: 40%
I have eliminated some of my expenses in order to keep my home: 20%
It has not affected me: 32%
Other: 4%
What is the value of your house in relation to your outstanding mortgage?
I am in the red: 12%
I have some equity in my home: 51%
I own my home outright: 16%
I have no idea: 17%
Other: 2%
Have you been able to take advantage of the lower interest rates and refinance your mortgage?
Yes: 29%
I have tried but have not been successful: 25%
No: 45%
Have your savings/retirement funds been affected?
No, haven’t touched my savings/retirement: 42%
Yes, they were slightly affected: 32%
Yes, they were significantly affected/drained: 24%
Source: Survey.com