Home Refinancing Covington KY

Homeowners can apply for home refinancing, meaning they can get an entirely new mortgage on their home. This can be advantageous when mortgage interest rates fall below what they were when the original mortgage was taken out. This will result in lower payments and savings over the entire life of the loan. But homeowners must meet certain criteria before they can refinance; homeowners’ credit file will be reviewed, and a title report along with a report on liens on the property will be done, among other things, when the homeowner is going through the application process.

Heartland Funding Corp
(859) 578-8181
700 Scott St Ste 200
Covington, KY
 
Guardian Savings Bank Fsb
(606) 341-0700
10 Kyles Lane
Fort Wright, KY
 
Everett Financial Inc
(859) 431-1000
603 Greenup St Ste 4
Covington, KY
 
Global Mortgage Inc
(859) 647-9777
106 Pike St
Bromley, KY
 
Fifth Third Bank
(513) 358-4175
38 Fountain Square Plz
Cincinnati, OH
 
Credit Financial Services LLC
(859) 426-4100
1717 Dixie Hwy Ste 150
Ft Wright, KY
 
Executive Home Mortgage Inc
(859) 344-8899
1881 Dixie Hwy Ste 120
Ft Wright, KY
 
C And G Mortgage Inc
(859) 578-8181
823 Russell Street
Covington, KY
 
C M C Mortgage Services
(513) 351-1500
615 Elsinore Place
Cincinnati, OH

Data Provided by:
Lender Ltd
(859) 431-4110
222 E 6Th St
Newport, KY
 
Data Provided by:
Opinion Corner
People in Kentucky shared their opinions about Home Mortgage
Do you own or rent a home?
Own: 50%
Rent: 40%
Other: 10%
The recent credit crisis seems to have affected everyone. How has it affected you?
I have lost my home: 0%
I have had to downgrade my home: 0%
I am living paycheck to paycheck: 60%
I have eliminated some of my expenses in order to keep my home: 10%
It has not affected me: 30%
Other: 0%
What is the value of your house in relation to your outstanding mortgage?
I am in the red: 40%
I have some equity in my home: 50%
I own my home outright: 10%
I have no idea: 0%
Other: 0%
Have you been able to take advantage of the lower interest rates and refinance your mortgage?
Yes: 11%
I have tried but have not been successful: 22%
No: 66%
Have your savings/retirement funds been affected?
No, haven’t touched my savings/retirement: 30%
Yes, they were slightly affected: 50%
Yes, they were significantly affected/drained: 20%
Source: Survey.com