Home Refinancing Cumming GA

Homeowners can apply for home refinancing, meaning they can get an entirely new mortgage on their home. This can be advantageous when mortgage interest rates fall below what they were when the original mortgage was taken out. This will result in lower payments and savings over the entire life of the loan. But homeowners must meet certain criteria before they can refinance; homeowners’ credit file will be reviewed, and a title report along with a report on liens on the property will be done, among other things, when the homeowner is going through the application process.

Landmark Mortgage Corporation
(770) 844-8558
107 Colony Park Dr Ste 900
Cumming, GA
 
Century Pacific Mortgage Corporation
(678) 807-4000
327 Dahlonega St Ste B604
Cumming, GA
 
Community Lenders Group
(770) 205-0972
327 Dahlonega St
Cumming, GA
 
Cornerstone Lenders LLC
(770) 888-9402
500 Pirkle Ferry Road Suite C
Cumming, GA
 
Guaranty Mortgage Services LLC
(770) 614-7425
5072 Bristol Indtrl Way Ste F
Buford, GA
 
Hammond Mortgage Inc
(770) 886-6460
3250 Keith Bridge Road
Cumming, GA
 
Pine State Mortgage Corporation
(770) 205-7999
202 Canton Highway S-102
Cumming, GA
 
Citizens Bank Of Forsyth County
(770) 886-9500
651 Veteran'S Memorial Blvd
Cumming, GA
 
America's Mortgage Broker LLC
(678) 482-0310
1924 Barnett West Ct
Buford, GA
 
Wilmington Finance Inc
(877) 963-4853
3025 Windward Plz Ste 250
Alpharetta, GA
 
Opinion Corner
People in Georgia shared their opinions about Home Mortgage
Do you own or rent a home?
Own: 67%
Rent: 29%
Other: 3%
The recent credit crisis seems to have affected everyone. How has it affected you?
I have lost my home: 10%
I have had to downgrade my home: 2%
I am living paycheck to paycheck: 29%
I have eliminated some of my expenses in order to keep my home: 29%
It has not affected me: 27%
Other: 0%
What is the value of your house in relation to your outstanding mortgage?
I am in the red: 21%
I have some equity in my home: 36%
I own my home outright: 18%
I have no idea: 21%
Other: 3%
Have you been able to take advantage of the lower interest rates and refinance your mortgage?
Yes: 51%
I have tried but have not been successful: 18%
No: 29%
Have your savings/retirement funds been affected?
No, haven’t touched my savings/retirement: 45%
Yes, they were slightly affected: 27%
Yes, they were significantly affected/drained: 27%
Source: Survey.com