Home Refinancing Dalton GA

Homeowners can apply for home refinancing, meaning they can get an entirely new mortgage on their home. This can be advantageous when mortgage interest rates fall below what they were when the original mortgage was taken out. This will result in lower payments and savings over the entire life of the loan. But homeowners must meet certain criteria before they can refinance; homeowners’ credit file will be reviewed, and a title report along with a report on liens on the property will be done, among other things, when the homeowner is going through the application process.

Alliance National Bank
(706) 279-1600
210-214 W Morris St
Dalton, GA
 
First Bank Of Dalton
(706) 226-5377
118 North Hamilton Street
Dalton, GA
 
Dalton Whitfield Bank
(706) 272-7101
401 S Thornton Avenue
Dalton, GA
 
Gateway Bank And Trust
(706) 965-5500
5102 Alabama Highway
Ringgold, GA
 
Synovus Mortgage Corp
(706) 625-2265
135 Brittney Dr Se
Calhoun, GA
 
Summit Mortgage Corp
(706) 279-1172
109 W King St
Dalton, GA
 
Omni National Bank
(706) 271-0102
111 N Pentz St
Dalton, GA
 
Synovus Mortgage Corp
(706) 281-2957
1501 N Thornton Ave
Dalton, GA
 
Northwest Georgia Bank
(706) 965-3000
5063 Alabama Hwy
Ringgold, GA
 
First Horizon Home Loan Corporation
(770) 594-7337
101 W Line St
Calhoun, GA
 
Opinion Corner
People in Georgia shared their opinions about Home Mortgage
Do you own or rent a home?
Own: 67%
Rent: 29%
Other: 3%
The recent credit crisis seems to have affected everyone. How has it affected you?
I have lost my home: 10%
I have had to downgrade my home: 2%
I am living paycheck to paycheck: 29%
I have eliminated some of my expenses in order to keep my home: 29%
It has not affected me: 27%
Other: 0%
What is the value of your house in relation to your outstanding mortgage?
I am in the red: 21%
I have some equity in my home: 36%
I own my home outright: 18%
I have no idea: 21%
Other: 3%
Have you been able to take advantage of the lower interest rates and refinance your mortgage?
Yes: 51%
I have tried but have not been successful: 18%
No: 29%
Have your savings/retirement funds been affected?
No, haven’t touched my savings/retirement: 45%
Yes, they were slightly affected: 27%
Yes, they were significantly affected/drained: 27%
Source: Survey.com