Home Refinancing Danbury CT

Homeowners can apply for home refinancing, meaning they can get an entirely new mortgage on their home. This can be advantageous when mortgage interest rates fall below what they were when the original mortgage was taken out. This will result in lower payments and savings over the entire life of the loan. But homeowners must meet certain criteria before they can refinance; homeowners’ credit file will be reviewed, and a title report along with a report on liens on the property will be done, among other things, when the homeowner is going through the application process.

Savings Bank Of Danbury
(203) 797-2617
220 Main St
Danbury, CT
 
Union Savings Bank - Danbury
(203) 830-4200
226 Main Street
Danbury, CT
 
Creative Mortgage Financing Inc
(203) 778-5900
412 Main St
Danbury, CT
 
Landmark Mortgage LLC
(203) 743-7042
101 Mill Plain Road
Danbury, CT
 
Flagstar Bank Fsb
(203) 797-1122
100 Millplain Road 2Nd Floor
Danbury, CT
 
Fairfield Financial Mortgage Group
(203) 740-7411
2 National Pl
Danbury, CT
 
Charter Oak Lending Group
(203) 778-9999
3 Corporate Dr
Danbury, CT
 
Homestead Funding Corp
(203) 791-1736
109 North Street
Danbury, CT
 
Columbia Home Loans LLC
(203) 797-8337
26 Mill Plain Rd
Danbury, CT
 
Countrywide Home Loans Inc
(203) 792-6762
100 Mill Plain Rd
Danbury, CT
 
Opinion Corner
People in Connecticut shared their opinions about Home Mortgage
Do you own or rent a home?
Own: 62%
Rent: 35%
Other: 2%
The recent credit crisis seems to have affected everyone. How has it affected you?
I have lost my home: 4%
I have had to downgrade my home: 0%
I am living paycheck to paycheck: 39%
I have eliminated some of my expenses in order to keep my home: 21%
It has not affected me: 26%
Other: 8%
What is the value of your house in relation to your outstanding mortgage?
I am in the red: 27%
I have some equity in my home: 50%
I own my home outright: 4%
I have no idea: 18%
Other: 0%
Have you been able to take advantage of the lower interest rates and refinance your mortgage?
Yes: 30%
I have tried but have not been successful: 15%
No: 55%
Have your savings/retirement funds been affected?
No, haven’t touched my savings/retirement: 45%
Yes, they were slightly affected: 36%
Yes, they were significantly affected/drained: 18%
Source: Survey.com