Home Refinancing Dayton OH

Homeowners can apply for home refinancing, meaning they can get an entirely new mortgage on their home. This can be advantageous when mortgage interest rates fall below what they were when the original mortgage was taken out. This will result in lower payments and savings over the entire life of the loan. But homeowners must meet certain criteria before they can refinance; homeowners’ credit file will be reviewed, and a title report along with a report on liens on the property will be done, among other things, when the homeowner is going through the application process.

Empire Equity Group Inc
(937) 293-6244
2382 S Dixie Dr Ste 3
Dayton, OH
 
National City Bank
(937) 297-3600
3100 Governors Place Blvd
Dayton, OH
 
Garden Mortgage Company
(937) 435-3534
5580 Far Hills Avenue
Dayton, OH
 
Horizon Mortgage Company Inc
(937) 435-5062
2800 E River Rd
Dayton, OH
 
Ohio Mortgage Associates LLC
(937) 853-5626
2621 Dryden Road Suite 100
Dayton, OH
 
County Corp Mortgage LLC
(937) 222-8690
40 W 4Th St Ste 1600A
Dayton, OH
 
American Home Mortgage Corp
(937) 222-0800
175 Campbell St
Dayton, OH
 
Union Savings Bank
(513) 434-1254
5651 Far Hills Avenue
Dayton, OH
 
Countrywide Mortgage Ventures LLC
(937) 320-0100
2496 Commons Blvd
Dayton, OH
 
Legacy Mortgage
(937) 434-8444
4060 Executive Dr
Dayton, OH
 
Opinion Corner
People in Ohio shared their opinions about Home Mortgage
Do you own or rent a home?
Own: 73%
Rent: 23%
Other: 2%
The recent credit crisis seems to have affected everyone. How has it affected you?
I have lost my home: 7%
I have had to downgrade my home: 5%
I am living paycheck to paycheck: 31%
I have eliminated some of my expenses in order to keep my home: 15%
It has not affected me: 27%
Other: 11%
What is the value of your house in relation to your outstanding mortgage?
I am in the red: 15%
I have some equity in my home: 54%
I own my home outright: 10%
I have no idea: 17%
Other: 2%
Have you been able to take advantage of the lower interest rates and refinance your mortgage?
Yes: 31%
I have tried but have not been successful: 19%
No: 48%
Have your savings/retirement funds been affected?
No, haven’t touched my savings/retirement: 46%
Yes, they were slightly affected: 28%
Yes, they were significantly affected/drained: 24%
Source: Survey.com