Home Refinancing Daytona Beach FL

Homeowners can apply for home refinancing, meaning they can get an entirely new mortgage on their home. This can be advantageous when mortgage interest rates fall below what they were when the original mortgage was taken out. This will result in lower payments and savings over the entire life of the loan. But homeowners must meet certain criteria before they can refinance; homeowners’ credit file will be reviewed, and a title report along with a report on liens on the property will be done, among other things, when the homeowner is going through the application process.

Suntrust Mortgage Inc
(386) 258-2000
320 Orange Ave
Daytona Beach, FL
 
Bank Of America Na Charlotte
(386) 258-3637
1025 W International Speedway
Daytona Beach, FL
 
America's Mortgage Broker LLC
(386) 672-4353
307 Georgetown Dr
Daytona Beach, FL
 
Colonial Bank
(386) 788-2025
1899 S Clyde Morris Blvd
Daytona Beach, FL
 
Greater United Home Funding Inc
(407) 282-5558
3869 S Nova Rd Ste 1
Port Orange, FL
 
Contemporary Mortgage Service
(386) 238-1511
131 Executive Cir Ste A
Daytona Beach, FL
 
First Horizon Home Loan Corporation
(386) 252-1235
433 Silver Beach Ave
Daytona Beach, FL
 
Countrywide Home Loans Inc
(386) 274-1028
1530 Cornerstone Blvd Ste 130
Daytona Beach, FL
 
Security First Financial Group LLC
(386) 615-2051
2379 Beville Rd
Daytona Beach, FL
 
Central Pacific Mortgage Co
(386) 788-1300
5889 S Williamson Blvd Ste 140
Port Orange, FL
 
Opinion Corner
People in Florida shared their opinions about Home Mortgage
Do you own or rent a home?
Own: 65%
Rent: 27%
Other: 7%
The recent credit crisis seems to have affected everyone. How has it affected you?
I have lost my home: 12%
I have had to downgrade my home: 2%
I am living paycheck to paycheck: 26%
I have eliminated some of my expenses in order to keep my home: 23%
It has not affected me: 27%
Other: 7%
What is the value of your house in relation to your outstanding mortgage?
I am in the red: 31%
I have some equity in my home: 40%
I own my home outright: 14%
I have no idea: 11%
Other: 2%
Have you been able to take advantage of the lower interest rates and refinance your mortgage?
Yes: 33%
I have tried but have not been successful: 31%
No: 35%
Have your savings/retirement funds been affected?
No, haven’t touched my savings/retirement: 51%
Yes, they were slightly affected: 27%
Yes, they were significantly affected/drained: 21%
Source: Survey.com