Home Refinancing Des Moines IA

Homeowners can apply for home refinancing, meaning they can get an entirely new mortgage on their home. This can be advantageous when mortgage interest rates fall below what they were when the original mortgage was taken out. This will result in lower payments and savings over the entire life of the loan. But homeowners must meet certain criteria before they can refinance; homeowners’ credit file will be reviewed, and a title report along with a report on liens on the property will be done, among other things, when the homeowner is going through the application process.

Wells Fargo Bank Na
(800) 222-3408
1 Home Campus # 4801-196
Des Moines, IA
 
Iowa State Bank
(515) 288-0111
627 East Locust
Des Moines, IA
 
Iowa Finance Authority
(515) 242-4990
100 East Grand Avenue Ste 250
Des Moines, IA
 
Citimortgage Inc
(866) 589-8192
6200 Park Ave
Des Moines, IA
 
Bank Of America Na Charlotte
(515) 235-7234
6200 Aurora Ave Ste 201E
Urbandale, IA
 
Iowa Mortgage Bankers Association
(515) 286-4398
418 Sixth Ave Suite 403
Des Moines, IA
 
Federal Home Loan Bank
(800) 544-3452
907 Walnut Street
Des Moines, IA
 
Bankers Trust Company
(515) 222-2004
665 Locust Street
Des Moines, IA
 
Countrywide Home Loans Inc
(515) 453-2900
1250 Nw 128Th St Ste 120
Clive, IA
 
Ashworth Funding Inc
(515) 440-6567
1370 Nw 114Th St Ste 200
Clive, IA
 
Opinion Corner
People in Iowa shared their opinions about Home Mortgage
Do you own or rent a home?
Own: 80%
Rent: 20%
Other: 0%
The recent credit crisis seems to have affected everyone. How has it affected you?
I have lost my home: 0%
I have had to downgrade my home: 12%
I am living paycheck to paycheck: 25%
I have eliminated some of my expenses in order to keep my home: 50%
It has not affected me: 12%
Other: 0%
What is the value of your house in relation to your outstanding mortgage?
I am in the red: 12%
I have some equity in my home: 62%
I own my home outright: 25%
I have no idea: 0%
Other: 0%
Have you been able to take advantage of the lower interest rates and refinance your mortgage?
Yes: 66%
I have tried but have not been successful: 16%
No: 16%
Have your savings/retirement funds been affected?
No, haven’t touched my savings/retirement: 62%
Yes, they were slightly affected: 25%
Yes, they were significantly affected/drained: 12%
Source: Survey.com