Home Refinancing Dover DE

Homeowners can apply for home refinancing, meaning they can get an entirely new mortgage on their home. This can be advantageous when mortgage interest rates fall below what they were when the original mortgage was taken out. This will result in lower payments and savings over the entire life of the loan. But homeowners must meet certain criteria before they can refinance; homeowners’ credit file will be reviewed, and a title report along with a report on liens on the property will be done, among other things, when the homeowner is going through the application process.

First Capitol Mortgage Inc
(302) 674-5540
1326 South Governors Avenue
Dover, DE
 
Delaware State Housing Authority
(302) 739-4263
18 The Green
Dover, DE
 
First Preference Mtg Corp
(302) 674-2700
19 S State St
Dover, DE
 
American Home Mtg
(302) 744-5360
1030 Forrest Av
DOVER, DE
Services
Mortgage Brokers

Allstate Insurance Steve Hallsted
(302) 734-2100
1005 W State College Road Ste 103
Dover, DE
 
Wells Fargo Bank Na
(302) 672-1200
250 Beiser Blvd
Dover, DE
 
Premier Mortgage Capital
(302) 346-6000
1675 S State St
Dover, DE
 
Delaware Bankers Association
(302) 678-8600
8 W. Loockerman Street, Suite 200
Dover, DE
 
Artisans Bank Kent County Loan Office
(302) 744-9315
1555 South Governors Avenue
Dover, DE
 
The First National Bank of Wyoming
(302) 674-3666
800 South Governors Avenue
DOVER, DE
Services
Mortgage Brokers

Opinion Corner
People in Delaware shared their opinions about Home Mortgage
Do you own or rent a home?
Own: 100%
Rent: 0%
Other: 0%
The recent credit crisis seems to have affected everyone. How has it affected you?
I have lost my home: 25%
I have had to downgrade my home: 25%
I am living paycheck to paycheck: 0%
I have eliminated some of my expenses in order to keep my home: 25%
It has not affected me: 25%
Other: 0%
What is the value of your house in relation to your outstanding mortgage?
I am in the red: 0%
I have some equity in my home: 33%
I own my home outright: 33%
I have no idea: 33%
Other: 0%
Have you been able to take advantage of the lower interest rates and refinance your mortgage?
Yes: 100%
I have tried but have not been successful: 0%
No: 0%
Have your savings/retirement funds been affected?
No, haven’t touched my savings/retirement: 25%
Yes, they were slightly affected: 75%
Yes, they were significantly affected/drained: 0%
Source: Survey.com